In the process of investing in funds, we will definitely encounter the problem of fund position management. What is fund position management?

Simply put, when buying a fund, how much should you buy, when you can increase your position and when you need to reduce your position, all of which belong to the position management of the fund. Position management is a very important issue in investment. Reasonable control of positions can enable us to obtain ideal income when the market is good, and not to lose too much when the market is bad.

Position refers to the ratio of the money you actually put into the fund to the total money you can invest. The difference is that occasionally there are different terms. Suppose you have 654.38 million yuan in your hand and want to buy a fund. When you buy some funds for the first time, this process is called opening positions; If you buy 50 thousand yuan, your position is 50% We usually say half warehouse or 50% warehouse. If you are optimistic about the market and continue to buy funds with your money, this is called jiacang; If you think the fund may fall, sell some funds, which is called opening a position. If you put 654.38+ everything into it, it is called Man Cang at this time; Wait a minute.

In a word, position management is to increase or decrease the actual investment funds according to your own judgment on the market, and maximize your investment income while controlling risks.

The management of fund investment positions is related to personal assets, investment style preference, psychological risk tolerance and many other factors, which will affect the way of position management. Therefore, different investors have different attitudes towards position management. There is no absolute method, only suitable method.

Different people have different returns from investing in funds, which is actually directly related to fund selection, timing, combination and position management. Generally speaking, the general principle of index fund position management is that the lower the index, the heavier the position, the higher the index and the lighter the position.

The simplest position management method

There are many ways to manage fund positions. Here is a very simple position management method suitable for most investors.

A simpler way is to divide the funds in your hand into several equal parts, with the same amount, generally at least 10, but of course it can also be divided into15,20 equal parts.

Then set a certain number of fixed investment periods to make fixed investment, or you can buy more when it falls to a certain proportion, for example, buy one for every 3% or 5% decline in the index.

The market is unpredictable, so we can't accurately judge the short-term market trend. As the saying goes, prepare for the worst and prepare for the best, so the interval between points should not be too close when covering positions.

Then, set the proportion of different products in the total assets, and don't take up all the money originally intended to buy other industries or indexes, which will lead to more and more supplements, too high proportion of single products and unbalanced proportion of overall assets. Be sure to make a plan of quantity and rhythm before covering the position.

Position management should adhere to two principles: first, do not open positions at one time, and second, never Man Cang.

Leave yourself some room, enough ammunition, and enough choices.