One-year fixed opening refers to the products that are only opened for purchase and redemption once a year or 12 months, and it is usually not allowed to realize or purchase during the closed period. Net worth wealth management products are similar to open-end funds, which are open-end and non-guaranteed floating income wealth management products. There is no expected income, and the income is gradually rising. Under special circumstances, fluctuations are not excluded.

Fixed-net-worth wealth management product refers to a kind of wealth management product with a closed term and can only be redeemed when it expires. This wealth management product will not indicate the expected income, and financial institutions will not guarantee the income, so it is necessary to calculate the income according to the net value published regularly.

Fixed opening is regular opening, which means that you can't buy and sell freely on any trading day, but open positions according to a fixed cycle. At present, it is common in the market to open once every three months and half a year.

Take the bank's fixed net worth wealth management products as an example. If you buy a one-year fixed-net-worth wealth management product, it will take 1 year to redeem the principal and income. The bank will not bear the rigid redemption of the fixed-net-worth wealth management product, and the investor will bear the profit and loss of the product.

The so-called net worth wealth management products operate in a similar way to open-end funds. During the open period, investors can purchase and redeem at any time, and the income of products is also directly related to the net value of products. Therefore, the calculation of subscription share, redemption amount and actual income of net worth wealth management products is similar to that of ordinary development funds.