Nanyang Bank is the only local joint-stock legal person bank in Nanyang controlled by the municipal government. At present, it has a registered capital of 396 million yuan, more than 60 branches, 1 sales department and more than 800 employees. Business institutions are mainly distributed in Nanyang City, Guanzhuang Work Area (Henan Oilfield), Xixia County, Xichuan County, zhenping county County, Fangcheng County, nanzhao county County, Xinye County and Tongbai County, with 50 self-service banking facilities. The business scope covers the main areas of commercial banks. After years of development, it has gradually grown into a modern financial enterprise with perfect corporate governance, reasonable network layout, initial formation of business scale, perfect service functions, continuous improvement of benefits, good social image and strong local influence.

In recent years, with the support and help of party committees, governments and all walks of life at all levels, and with the strong east wind of local economic development, Nanyang Bank has developed rapidly and its benefits have been continuously improved. The main business covers RMB deposits and loans, bank cards, discount of acceptance bills, money market, agency insurance, agency funds, online banking and other banking services. The total number of bank cards issued is 556,000, which has the functions of inter-bank deposit and withdrawal, POS consumption, salary payment and water and electricity payment. The large and small payment systems realize the instant payment of settlement business, and cooperate with Industrial Bank and Bank of Zhengzhou to realize the free "counter connection" of personal deposit and withdrawal business at all outlets. By the end of 20 12, the Bank's total assets reached157.8 million yuan and its net assets reached 787 million yuan. The balance of various deposits was 654.38+03 billion yuan and the balance of various loans was 5.58 billion yuan. Main regulatory indicators: capital adequacy ratio reaches 12.0 1%, non-performing loan ratio is 0.78%, and provision coverage ratio is 3 13%.

In the process of business development, Nanyang Bank has cultivated and supported a large number of local high-quality enterprises and good-quality customer groups, and established two characteristic service platforms: SME loan center and bill business center. In 20 12 years, the accumulated loans were 9.34 billion yuan, an increase of 10 billion yuan year-on-year. In terms of credit supply, it takes local key enterprises and key projects as the leader, featuring small and medium-sized enterprise loans, automobile consumption loans, personal housing mortgage loans and guaranteed loans for laid-off workers. Reasonable structure and good risk control.

With the development of business and the full compliance of regulatory indicators, Nanyang Bank is actively implementing the local financial brand building plan. On the one hand, actively increase capital and shares to introduce strategic investors, and enhance comprehensive competitive strength and development potential through innovative products and mechanisms; On the other hand, with the support of policies, we are committed to full coverage of county institutions within our jurisdiction, speeding up the extension of institutions to other places and speeding up the development of new lanes for regional banks.