Penghua Bank Grade A( 150227) is the fixed income share of graded funds. According to the contract, after the fund contract comes into effect, the agreed annual benchmark rate of return for the A share of Penghua Bank is "the one-year RMB deposit benchmark interest rate (after tax) announced by the People's Bank of China on the effective date of the fund contract +3%", the current one-year bank deposit benchmark interest rate is 2.25%, and the one-year fixed income is 5.25%.