Funds have become the first choice for investment and financial management because of their small price fluctuation and relatively scattered risks. What we often hear about how to buy a fund is "fixed investment". If the date, amount and method of deduction and the name of the fund invested are agreed in advance, the deduction and subscription can be automatically completed, so that compulsory financial management can be realized. For the moonlight clan, it is equivalent to compulsory savings.

As we all know, the fund's income comes not only from the price difference, but also from dividends. So how long will it take for the fund to make a fixed investment to get dividends?

How long does the fund decide to pay dividends?

Whether the fund pays dividends has nothing to do with the fixed investment, and the time of dividends is not fixed.

Dividends are not determined by the net value of fund shares and the length of holding time, but by whether the fund realizes real income, so high net value does not mean that the fund pays dividends. And the dividend of the fund has nothing to do with the holding time of the fund. Generally, as long as the fund meets the following three conditions, it can pay dividends:

1 the fund's current year's income can make up for the previous year's loss;

2. After the income distribution, the net value of the fund unit cannot be lower than the face value;

③ The Fund cannot have a net loss in the current period.

Of course, this may also depend on the fund company. Some funds have made an agreement on the distribution of fund income in advance in the prospectus, such as paying dividends when the distributable income reaches a certain standard.

Fund managers may also decide whether to pay dividends according to the stocks they hold. If the stock price has reached a certain level, resulting in the stock valuation exceeding a reasonable level, the fund manager may sell these stocks and hold enough cash, and then he will be eligible for dividends.

Fund dividends are not equal to making money, so you don't need to care too much about whether the fund you invest in has dividends. As for the specific time and frequency of dividends, it is entirely up to the fund company to decide, and generally the fund announcement will be issued, so you can pay more attention to it.