buying bank wealth management, certificates of deposit or funds depends on your own risk tolerance and income expectation.

wealth management products generally refer to asset management products, and financial institutions usually play the role of asset managers without taking risks, that is, investors and financial institutions are entrusted and entrusted, not creditor-debtor relationships.

certificates of deposit are deposits in essence, that is, the risk is very small, but the starting point is a little higher, about 3, yuan. Every bank will be different, and its income is about 4% on the basis of the benchmark interest rate. For comparison, time deposits generally float up to about 3%. From this definition, we can see that the income of certificates of deposit has not increased a lot, and the overall income is about 4%, which is actually similar to the general financial management of banks.

funds mainly invest in the stock market, of course, they will also invest in bonds, and most of what ordinary people normally buy are mainly stocks. Since they invest in stocks, it means its volatility, which means that you may make a lot of money, or you may have floating losses, that is, you will be quilted. If you sell them, you will have actual losses. Of course, if you catch up with the bull market, your fund income will also make you smile.

There is a demand for investment and financial management, and Golden Axe is committed to providing customers with one-stop family financial analysis, investment strategies and cross-cycle, all-category and diversified fund allocation schemes based on family goals and planning. The services cover convenient product search, fund redemption, net value inquiry, wealth bookkeeping, allocation planning, investment consultation, etc. on the mobile terminal, PC terminal and WeChat terminal, and ultimately help families realize the preservation, appreciation and inheritance of wealth.

Up to now, the number of middle-class and high-net-worth registered users on Golden Axe Platform has exceeded 8,, and the accumulated funds allocated to customers such as Public Offering of Fund, Sunshine Private Equity and Private Equity have exceeded 35 billion. More than 1, families have received professional, independent, real-time and efficient one-stop asset allocation advice and fund trading services.