legal analysis:

yes. The scope of disability compensation for compulsory insurance mainly includes the following aspects:

1. Compensation for property losses, with a limit of 2, yuan;

2. Compensation for medical expenses, with a limit of 1, yuan;

3. Compensation for death and disability is limited to RMB 11,.

if a road traffic accident of an insured motor vehicle causes personal injury, personal injury or property loss to the victims other than the vehicle personnel and the insured, the insurance company shall make compensation within the limits of motor vehicle traffic accidents and compulsory liability insurance according to law. Disability identification refers to the identification of the degree of disability of the wounded. Usually, the injured person's disability level will be evaluated on an objective basis. According to the severity of disability, the disability level can be divided into one to ten levels, with the first level being the heaviest and the tenth the lightest. There is no uniform appraisal standard for disability grade in China. Commonly used disability appraisal standards include "Disability Grade of Workers' Work Injury and Occupational Disease in Labor Ability Appraisal", "Disability Assessment of People Injured in Road Traffic Accidents" and "Military Disability Grade Assessment Standard (Trial)".

Legal basis: Regulations on Compulsory Motor Vehicle Traffic Accident Liability Insurance

Article 21 If a road traffic accident of an insured motor vehicle causes personal injury, death or property loss to the victims other than the vehicle personnel and the insured, the insurance company shall make compensation within the limits of the compulsory motor vehicle traffic accident liability insurance according to law. The loss of road traffic accidents is caused by the victim intentionally, and the insurance company will not compensate.

Article 22 Under any of the following circumstances, the insurance company shall pay the rescue expenses in advance within the limits of the compulsory insurance liability for motor vehicle traffic accidents, and shall have the right to recover from the perpetrators: (1) The driver has not obtained the driving qualification or is drunk; (two) the insured motor vehicle was stolen during the accident; (3) The insured intentionally creates a road traffic accident. Under any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs, causing property losses to the victim, the insurance company shall not be liable for compensation.

article 24 the state establishes a social relief fund for road traffic accidents (hereinafter referred to as the relief fund). Under any of the following circumstances, the funeral expenses and part or all of the rescue expenses of the victims in road traffic accidents shall be paid in advance by the rescue fund, and the rescue fund management institution shall have the right to recover from the person responsible for road traffic accidents: (1) The rescue expenses exceed the liability limit of compulsory insurance for motor vehicle traffic accidents; (two) the motor vehicle did not participate in the compulsory insurance for motor vehicle traffic accident liability; (3) A motor vehicle escapes after an accident.

1. How to judge the responsibility for a traffic accident on the road without compulsory insurance:

1. If no one buys compulsory insurance, the identification of the responsibility for the traffic accident will not be affected after the traffic accident.

2. After a traffic accident, determine the responsibility of the parties according to the role played by their actions in the road traffic accident and the severity of their faults.

3. If the vehicle is not insured for compulsory insurance, the traffic administrative department of the public security organ shall detain the motor vehicle and impose a fine of 2 times the insurance premium payable for the minimum liability limit.

2. What are the requirements for handling compulsory insurance?

1. Car owners should bring relevant certificates to an insurance company qualified for compulsory insurance.

2. under the guidance of the insurance company, fill in the insurance application form truthfully.

3. The insurance company's handling personnel inspect, verify and ensure that the policy content of the insured vehicle is consistent with the driving license and the actual vehicle information.

4. Determine the insurance premium according to the nature and actual situation of the vehicle.