Fund redemption generally has nothing to do with holidays, but the key lies in your plan to invest in funds.
1. How to redeem the fund? Fund take profit and stop loss?
Methods/steps
1. From the general trend, it is the range of stop loss and take profit. If it is the most favorable, then raise the profit-taking point.
2. In the setting of take profit point, how much you set depends on whether you are long-term or short-term.
3. If it is a long line, it can be set to 15% or 20%. If it is short-term, 5% will be good.
4. The setting of the stop loss line should also be combined with the historical performance of the fund itself. If one is strong, you can enlarge the stop loss line a little. If it is superficial, it is recommended to reduce or not vote at all.
5. In the turbulent trend, it is sometimes better to take a short-term approach. It is recommended to lock in the floating profit and go out immediately.
Therefore, the position of take profit and stop loss here should be judged according to the market situation at that time.
Second, redemption.
Redemption refers to the trading behavior that investors sell their fund shares to the fund company to obtain cash during the existence of the fund.
Usually redemption adopts share redemption. The so-called share redemption means that when investors sell fund shares, they apply to the fund company for redemption according to the number of redeemed fund shares, not according to the amount sold.
Redemption fee: Redemption fee, referred to as redemption fee, refers to the handling fee that investors need to pay to fund companies when selling fund shares.
Redemption rate: the fund redemption rate refers to the proportion of the fees paid by investors when they sell their fund shares. When investors redeem the fund, the redemption rate may be different due to the different holding time of the fund. Here, calculate the maximum rate.
computing formula
After the investor sells the fund, the actual amount obtained is the total redemption amount MINUS the redemption fee. The calculation formula is:
Total redemption amount = number of redemption shares × net value of fund shares on the redemption day (1)
Redemption cost = total redemption amount × redemption rate (2)
Redemption amount = total redemption amount-redemption fee (3)
Investors should pay attention to the fact that the redemption fee income stipulated by each fund may be different. Some regulations only deduct a small part of the handling fee, most of which will be owned by the fund; Some regulations treat all or most of them as handling fees, but not only a small part of them as fund assets, so that if you partially redeem them, the former will be more beneficial to you, and under the same circumstances, the net value of the fund shares you hold will be higher than the latter.
Move the total redemption amount in formula (2) to the left of the formula, and you will get:
Redemption Rate = Redemption Fee/Redemption Total (4)
It can be seen from Formula (4) that the redemption rate is the ratio of the redemption fee to the total redemption amount.
If the numerator and denominator of Formula (4) are multiplied by 100, Formula (4) becomes:
Redemption rate = redemption fee/total redemption amount × 100% (5)
As can be seen from Formula (5), the redemption rate is the proportion of redemption expenses to the total redemption amount.