You need to judge whether it is possible based on the specific time now. If you pay this year, you can only enjoy it next year. Medical insurance is basically paid every year for the next year.
Medical insurance premiums for urban and rural residents only need to be paid once a year, and the renewal period for the next year's medical insurance premiums is from September each year to the end of February of the next year.
The payment standards vary from place to place. The minimum payment is only 220 yuan per year. Even in areas with higher payment, the annual payment is not much compared to this.
In addition, areas with high payment standards will generally have better medical insurance benefits. Of course, urban employees’ medical insurance payments are high, and the reimbursement ratio and benefits are definitely better than those of urban and rural residents’ medical insurance.
: 1. Medical insurance repayment regulations vary from region to region and are determined according to local specific conditions. Bring all relevant materials to the local medical insurance department for repayment.
If the insured person fails to pay the medical insurance premiums in full and on time as required, the medical insurance benefits will be terminated from the month when the payment is not made in full and on time. If the insured person continues to pay the premiums after the interruption, he or she must make up the payment based on the average salary of employees in the previous year in the locality at the time of payment.
As the payment base, all arrears during the interruption period will be made up.
The time for back payment will be included in the continuous payment time, but you will not be able to enjoy the benefits of unified fund payment during the period of back payment.
2. If the insured person stops enjoying the medical insurance benefits and pays the medical insurance premium within 60 days (including 60 days), he or she will enjoy the benefits of payment from the unified fund from the month after the payment; 4. The insured person stops enjoying the medical insurance benefits for more than 60 days and up to 180 days (
If you have to pay back medical insurance premiums for more than 180 days, the calculation will start from the month of payment, and you can enjoy the benefits of unified fund payment after 3 months; 5. If you stop enjoying medical insurance benefits for more than 180 days and make back payments for medical insurance, the calculation will start from the month of payment.
, you can enjoy the benefits of unified fund payment after 6 months.
6. If you fail to make up the payment after the interruption, it will be regarded as re-enrolling in medical insurance, and the payment time before the interruption will not be included in the continuous payment time.
According to Article 27 of the "Social Insurance Law", "Individuals participating in the basic medical insurance for employees who have made cumulative contributions for the number of years specified by the state when they reach the statutory retirement age will no longer pay basic medical insurance premiums after retirement and enjoy basic medical insurance benefits in accordance with national regulations.
"Those who have not reached the number of years stipulated by the state can pay up to the number of years stipulated by the state." 3. Currently, the minimum number of years for insured employees in our city to pay basic medical insurance premiums is 25 years, and the actual number of years of payment in our city shall not be less than 5 years.
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Continuous service years that meet national regulations before December 31, 2002 are deemed to be the payment period.
Employees who have paid the minimum number of years but have not yet reached the statutory retirement age shall continue to pay basic medical insurance premiums.
Those who have reached the statutory retirement age but have not paid in full for the minimum number of years must pay the basic medical insurance premium in full at a rate of 8% based on the average salary of the city's employees last year, and all the fees will be included in the overall fund.