When users invest in hybrid funds, they should first pay attention to fund positions if they want to choose a better one. However, hybrid funds have no clear regulations on investment targets, and fund managers can adjust their investment strategies at any time according to market changes. When the stock market is good, they can increase the proportion of stocks, and when the stock market is bad, they can increase the proportion of bonds.
When choosing a fund, we should also pay attention to its scale. Usually, the size of the fund cannot be too small or too large. Smaller funds are relatively risky, and larger funds have higher requirements for the ability of fund managers. Because the fund needs to allocate more stock assets when it is large, it is not easy to adjust positions when it is large.
It is worth noting that when investing in hybrid funds, they are divided into Class A and Class C, among which it is more cost-effective to hold Class C in the short term and Class A in the long term. Users can choose the appropriate fund type to invest according to their own investment time.
When choosing a fund to invest, you should also know the scale, establishment time, fund manager and company of the fund. Generally, when choosing a fund to invest, don't choose newly established ones, avoid large ones, and choose the fund varieties launched by large fund companies. Large fund companies will generally equip their funds with competent fund managers.
Finally, it is necessary to understand the risks faced by investment funds, which generally include liquidity risk, institutional management risk, policy risk, personal operational error risk, stock market fluctuation risk and so on. Among them, liquidity risk means that the fund may be redeemed in large quantities when it falls, and the company that manages the fund may suspend redemption at this time, thus forming liquidity risk.