How do investment funds make money?
Investment funds mainly make money by earning the difference. For example, if the current fund net value is greater than the subscription net value, you will make money; if the fund net value is less than the subscription net value on that day, you will lose money.
You can remember this formula: fund income = (the current net value of the fund-the net value when buying the fund) * fund share, and then you can figure out whether you are making money or losing money.
1000 yuan How much does the fund earn a day?
How much a fund earns per day 1000 mainly depends on the fund's rate of return, because different types of funds will have different risks and returns. The money fund with the least risk is the money fund. If you buy 1000, the daily income is very small, only a few cents, because the risk of the money fund itself is relatively small, and then if you buy less, there will be income.
The risk and income of pure debt funds are a little bigger than that of money funds, so buying 1000 will only earn a few dollars a day, and the income is not much, but it should be noted that this income is not fixed, and it will lose money when the market is poor.
In addition, there are relatively high-risk equity funds, index funds and hybrid funds. When the market is good, the income earned is relatively high, and when the market is bad, the principal will be lost.
Let's give a simple example: suppose you buy a stock fund, the subscription amount is 1 000 yuan, and the fund's market is relatively good, with a 4% increase that day, then the money you can earn in one day is 1 000 * 4% = 40 yuan. On the other hand, if the fund falls by 4%, it is a loss of 40 yuan.
If the increase is different, the result will be different. Assuming that the price rises by 2% that day, the money you can earn in one day is 1000*2%=20 yuan. Relatively speaking, the fund fell by 2%, which was due to 20 yuan. So the risk and return of the fund are relative. When managing money, everyone should pay attention to the risks of the fund and how much money the fund can earn in a day.