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Which is better, pure debt fund or convertible bond fund? How to choose?
Pure debt fund and convertible bond fund belong to one kind of bond fund. Some investors will be more entangled when buying. If they don't know which is better, they will hesitate For example, which is better, pure debt fund or convertible bond fund? How to choose? I have prepared relevant contents for your reference.

1, from the risk point of view

Pure debt-based funds mainly invest in bond funds, and 100% invests in bonds, with little risk, second only to money funds. The possibility of long-term holding is great, and the possibility of loss is relatively small, which is more suitable for investors who want to pursue stable income but don't want to take great risks.

However, convertible bond funds mainly invest in convertible bonds. Generally speaking, the proportion of convertible bonds is about 60%, so its risk is greater than that of pure debt funds. If the market is not good, you may lose money.

2. From the perspective of income.

The income of pure debt funds is relatively stable, and basically there will be no great fluctuations, so most of the income is generally low, not particularly high, but there are few losses, so the income is relatively stable and more suitable for conservative investors.

The convertible bond fund mainly invests in convertible bonds, so the risk is relatively large, but at the same time the income is relatively high. When the fund market is relatively good, it is possible to get relatively large profits, which is more suitable for radical investors.