China Ping An Life Insurance Company of China Insurance Ping An Fu has the characteristics of high coverage for serious illness, and it will be paid to the central fund upon diagnosis; Self-driving accident compensation; The characteristics of accident insurance compensation are as follows:
1. The amount of critical illness protection is high, and the critical illness payment will be paid immediately after diagnosis. Major diseases not only produce high medical expenses, but also cause career interruption due to long treatment period and affect economic sources. Ping An Fu Plan, which pays 1% of the basic insurance amount immediately after the diagnosis of serious illness, can easily solve the serious illness payment of major diseases agreed in the contract and compensate for the loss of income.
2. The accident protection for self-driving is doubled, and the protection period is longer. According to the characteristics of middle-class people's self-driving travel, Ping An Fu plans to tailor the insurance liability, providing double compensation for accidental injuries during driving or taking non-operating private cars and public transportation, covering all aspects. More humane is to extend the liability of accident insurance to 7 years old, so that customers can enjoy protection for a longer period of time.
3. Expand the scope of accidental disability protection to 281 items, so as to provide more comprehensive care. Ping An Fu Plan is aimed at exclusive customers. For the first time, it expands the evaluation standard of accidental disability from 34 to 281, and the multi-level and multi-faceted protection makes the care more comprehensive.
4. Ensure stability for life, and determine interests to resist risks. Ping An Fu Plan provides you with life-long primary insurance and serious illness protection, and resists uncertain risks with certain insurance benefits, so as to maintain stability and care for this life.
5. Exemption guarantees care, peace of mind and enjoyment of the future. Ping An Fu Plan also provides premium exemption liability for the insured: when the insured dies or suffers from disability or serious illness agreed in the contract after the waiting period, the remaining premiums during the insurance exemption period can be exempted, ensuring the validity of the contract and the long-term continuation of love and responsibility.
Extended information:
Article 12 of the Insurance Law of the People's Republic of China * * * The applicant of life insurance shall have an insurable interest in the insured when concluding the insurance contract. The insured of property insurance shall have an insurable interest in the subject matter insured when an insured accident occurs. Personal insurance is an insurance that takes the life and body of a person as the subject matter of insurance. Property insurance is insurance with property and its related interests as the subject matter.
the insured refers to the person whose property or person is protected by the insurance contract and enjoys the right to claim insurance money. The applicant can be the insured. Insurable interest refers to the legally recognized interest of the applicant or the insured in the subject matter of insurance.
article 13 an insurance contract is formed when the applicant requests insurance and the insurer agrees to underwrite it. The insurer shall issue an insurance policy or other insurance certificate to the applicant in time. An insurance policy or other insurance certificate shall specify the contents of the contract agreed by both parties. The parties may also agree to specify the contents of the contract in other written forms. An insurance contract established according to law shall take effect upon its establishment. The applicant and the insurer may attach conditions or time limits to the validity of the contract.
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