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Do those who have worked overseas for a long time but have not been naturalized enjoy pension and medical insurance after retirement?

After becoming a U.S. citizen or holding a green card, you can enjoy the following living environment and social welfare protection:

1. New-born children: Any person in the United States (including illegal immigrants) Children born in the United States are considered U.S. citizens. They hold a U.S. passport and have no restrictions on the length of stay outside the United States. They can freely enter and exit the United States for life. After taking the oath, an 18-year-old citizen legally enjoys all the rights of a U.S. citizen, including immediately applying for U.S. immigration for his spouse, children, and parents.

2. Student tuition: Before entering college at the age of 18, all primary and secondary schools in the United States implement compulsory education and free lunches and uniforms, that is, zero tuition (except for private schools). In contrast, it currently costs more than US$20,000 for one year for primary and secondary schools to study in the United States through relevant agencies in Beijing, Shanghai and Guangzhou. To attend university (including graduate and doctoral students), only local tuition fees are paid. Take California as an example. For the average California public universities, foreign students pay more than $12,000 a year in tuition, while "locals" only pay more than $2,000 a year in tuition at California State University. If a child completes three years of high school and four years of college education in the United States, he or she can save approximately RMB 500,000 in tuition fees alone.

3. Scholarships: For ordinary Chinese who intend to apply for scholarships at American universities, they can only compete with outstanding people from all over the world for a very limited number of scholarships open to foreigners. But for those with green cards, the scope of scholarships they can enjoy is far beyond what a foreigner can apply for. Because many scholarship-granting institutions in the United States limit scholarships to “Americans” (people with permanent residence in the United States). Therefore, after immigrating to the United States, children have a much greater chance of applying for scholarships than overseas students.

4. Student loans: Green card holders over 18 years old can apply for various types of student loans in the year they get their green cards. For example, the tuition for attending an excellent private university in the United States is as much as 30,000 US dollars a year. When a green card holder wants to study for a two-year master's degree, a loan of US$60,000 to 70,000 is enough. If you can't find a job after graduation, you don't have to repay the loan. After you find a job, you can pay it off over the years. Usually, you only take 5 to 10 percent of your salary to repay the loan each month. In the United States, there is no one who cannot go to school due to financial difficulties.

5. Immediate family members benefit: Once a green card holder marries a foreigner, he or she can apply for a green card for his or her spouse and their spouse’s minor children under 21 years old.

6. The government helps find jobs: The U.S. government has specialized agencies to find jobs for its own people for free. Green card holders only need to register their skills, expertise and interests with this department, and the department will find jobs for them free of charge. At the same time, the department also provides free training on basic skills (such as computers, English, etc.) for those waiting for employment to assist them in finding employment.

7. Freedom of employment: Green card holders are not restricted from working in the United States. In order to protect the interests of its own people, many jobs in the United States (high-tech, biochemical, military and other research, production, and security work) are not open to foreigners, even if foreigners have the corresponding knowledge and expertise. This situation puts foreign students in extremely unequal competition with American students when looking for jobs after graduating from college. The green card holder does not need to worry, he or she can switch from the "disadvantage party" to the "advantage party".

8. Retirement benefits: After ten years of accumulated tax payment records (the bottom line is the actual tax payment of about $50 per month), you can retire after retirement, usually at the age of 65 (the average in the United States Life expectancy is more than 80 years old, 73 years old in China) and will receive a pension from the U.S. federal government for life ($1,000 to $1,200 per month). For many immigrants, the number of years they receive pensions is greater than the number of years they work and pay taxes.

9. Unemployment benefits: When the applicant, spouse or even children do not have a job after transferring to a green card, the government will find a job for free. After having six months of tax payment records, you can receive government benefits (amounts ranging from $400 to $1,200 per month) by reporting unemployment to the relevant local departments in the United States.

10. Life and funds: Green card holders can enjoy some types of life and fund-linked insurance that are not available in China but are only available in the United States, so that they can have more income after retirement.

11. Elderly Medical Insurance: Medical expenses are quite high in the United States, but any “low-income” green card holder (without tax records) can apply for a “medical card” after retirement and hold the card No more money spent on any medical treatment. This can completely relieve the elderly suffering from diseases from their worries. For people who are not low-income, as long as they have a cumulative tax payment record of ten years, they only need to pay a small amount of insurance premiums after retirement, and they will not have to bear the medical expenses themselves.

12. Home purchase subsidy: Green card holders can apply to purchase apartments for low-income seniors after retirement. You can use about 35% of the market price to buy your own house in the United States built with state subsidies.

13. Government subsidies: When green card holders do not have a cumulative tax record of ten years before retirement, as long as they become U.S. citizens, the government will directly provide living subsidies ($ per month) after retirement (age 65). More than 600). I can enjoy this money even if I don’t live in the United States.

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