The fund redemption fee varies according to the holding time of the fund. The longer the fund is held, the lower the handling fee, or even no handling fee. Investors can check the specific charging rules of the fund. Most funds with a holding period of less than seven days have to pay a large redemption fee, so how to calculate the holding days is very important. Is the holding day of the fund a weekend?

Does the number of days held by the fund count as a weekend?

The fund holding date includes weekends, and the fund holding period refers to the natural number of days between fund selling and buying, including holidays and weekends.

How to calculate the number of days of fund holding?

The holding days of the Fund are calculated according to natural days, that is, Saturdays, Sundays and holidays are counted as holding days, and the holding days are counted from the share confirmation date.

Days of holding funds subscribed before three o'clock = redemption share confirmation date-subscription share confirmation date. For example, if an investor subscribes for a fund before 3: 00 pm on Monday and confirms his share on Tuesday, he will hold it for seven days next Monday.

Of course, if a fund is purchased after 3 pm on the trading day, it is equivalent to buying before 3 pm on the next trading day. Therefore, after 3pm, it is necessary to add 1 day to the original calculation method, that is, days of fund holding = (natural day before redemption confirmation date-subscription share confirmation date)+1.

If you hold the fund for a long time, remember the date and time of the first day to buy the fund. According to the method of "counting heads without counting tails, counting tails without counting heads", the holding days can be calculated. In addition, if some funds are held for less than or equal to 7 days, they will be charged a handling fee of 1.5%, so it is best not to sell them within 7 days.

Under normal circumstances, the number of days of fund holding is calculated according to the natural day before the purchase confirmation date to the redemption confirmation date, and the specific number of days of fund holding needs to be subject to the calculation of the fund company. After the fund is sold, you need to wait for the confirmation of the fund company and the funds will arrive. This process can not be completed in real time, so investors will also show their holdings after selling the fund, and investors can wait patiently for the changes.