With the permission of the insurance company, such as Huatai Insurance, consumers can combine two different types of insurance purchased from the insurance company.

Today, I will introduce Huatai Insurance to everyone.

Before entering the detailed evaluation, we can first understand how to inspect an insurance company: When we look at an insurance company, what exactly should we look for?

>>What is the strength and background of Huatai Insurance?

Huatai Insurance is a comprehensive financial and insurance group integrating property insurance, life insurance, asset management, and fund management. It has a registered capital of 4.022 billion yuan and is headquartered in Beijing.

Huatai Insurance Group has subsidiaries such as Huatai Property & Casualty Insurance and Huatai Life Insurance, which were mainly established through investment accumulated through their own profits. They have now grown into outstanding enterprises with certain characteristics and influence in the industry.

Huatai Insurance operates a wide range of insurances, such as critical illness insurance, medical insurance, accident insurance, annuity insurance and other insurances, and it sells many insurance products.

For more details about Huatai Insurance, you can also read this article: How about Huatai Life Insurance Company?

Is the product worth buying?

>>Is Huatai Insurance’s solvency up to standard?

Solvency is the lifeline of an insurance company and determines whether it is able to take responsibility for consumers' policies.

The China Banking and Insurance Regulatory Commission stipulates that the solvency indicators of insurance companies need to meet the following minimum standards: core solvency adequacy ratio ≥ 50%, comprehensive solvency adequacy ratio ≥ 100%, and the latest risk rating is Category B and above.

Let’s take a look at the solvency indicators of Huatai (Life) Insurance: In the first quarter of 2023, Huatai (Life) Insurance’s core and comprehensive solvency adequacy ratios reached 128.17% and 156.32% respectively, and the latest risk rating was Category AA

.

It is not difficult to find that Huatai (Life) Insurance’s solvency indicators are qualified.