the new rural social endowment insurance in rural areas can not be refunded, but it can be converted into the payment period of basic endowment insurance for employees. The current policy stipulates that for the insured who first applied for the new rural social endowment insurance in rural areas and then participated in the basic endowment insurance for employees because of employment, when the pension insurance relationship is transferred, the amount stored in the personal account of the resident endowment insurance can be converted into the payment period of the basic endowment insurance for employees according to the provisions of the basic endowment insurance for employees and continue to pay.

1. Can rural old-age insurance be refunded? The new rural social old-age insurance in rural areas cannot be refunded, but it can be converted into the payment period of basic old-age insurance for employees. The current policy stipulates that for the insured who first applied for the new rural social endowment insurance in rural areas and then participated in the basic endowment insurance for employees because of employment, when the pension insurance relationship is transferred, the amount stored in the personal account of the resident endowment insurance can be converted into the payment period of the basic endowment insurance for employees according to the provisions of the basic endowment insurance for employees and continue to pay.

2. Under what circumstances can rural endowment insurance be refunded? If the insured person goes abroad to settle down, changes the nature of household registration, moves across counties (cities) or dies, he should withdraw from the new rural insurance relationship and pay the balance of personal account funds except government subsidies to the insured person (or designated beneficiary or legal heir).

3. Under what circumstances can the endowment insurance for urban and rural residents be cancelled? If the insured payer dies, goes abroad to settle down, the insurance relationship is transferred out or has enjoyed the basic old-age insurance for urban workers, pensions for government agencies and institutions and other social old-age security benefits, the relationship between urban and rural residents' old-age insurance should be terminated and the registration should be cancelled.

fourth, how to refund the rural endowment insurance? 1, surrender to write an application for surrender, specify the reasons for surrender, and attach relevant materials, such as entrance examination, recruitment, account migration and other materials, to the township management agencies to go through the formalities. 2, township management agencies to the relevant certification audit, and signed opinions, and apply for surrender of the payment card, payment record card together with the report to the county insurance institutions. County-level insurance institutions should review the submitted materials again, and calculate the amount of insurance money refunded for those who meet the conditions for surrender. 3. According to the spirit of Document No.39 of the Ministry of Civil Affairs, the amount of insurance returned to normal and abnormal surrenders should be calculated according to different standards. For those who withdraw from the insurance normally, the interest will be refunded at the rate of 7.5% per year. On the basis of deducting the management service fee and bearing interest at the compound annual interest rate of 7.5%, the proportion of individuals returned by the collectives shall be decided according to the situation. The part of the collective subsidy that is not returned to the individual is credited to the fund. For those who surrender abnormally, only the principal of the insurance premium paid by the insured individual and the amount of the collective subsidy will be refunded. According to the principle that the collective subsidy that has been credited to the individual will not be refunded and credited to the fund.

5. What are the rights and interests of rural endowment insurance objects? 1. If the insured dies during the payment period, the individual shall pay all the principal and interest and return it to his legal heir or designated beneficiary. 2. The insured receives a pension with a guarantee period of ten years. If a person dies after receiving a pension for less than ten years, the pension balance during the guarantee period can be inherited. If there is no heir or designated beneficiary, the funeral expenses shall be paid according to the relevant provisions of the rural social endowment insurance management institution. Those who have lived for more than ten years will be paid the pension until their death. 3, the insurance object from the county (city) moved to other places. If the rural social endowment insurance system has not been established in the place where you move in, you can refund all the principal and interest paid by your individual to me. 4. If the insured recruits, takes a job, takes an examination, etc., the insurance relationship (including funds) can be transferred to a new insurance track, or all the principal and interest paid by the individual will be refunded to him. Through reading the above words, we have a basic understanding of whether the rural old-age insurance can be refunded. According to the regulations, residents who have already handled the rural old-age insurance can surrender their insurance. When the nature of household registration changes, the insured person dies, and the insured person settles abroad, the insured farmers can return the rural old-age insurance according to the procedures. Farmers who live in cities and towns and obtain urban hukou can do this.