With more and more outlets laid by large banks, more and more perfect service systems, and higher concentration of banking industry, the pressure on small and medium-sized banks to absorb and store is increasing. The first banks to collect deposits through third-party platforms were private banks, and now half of them are local city commercial banks and rural commercial banks.
Now you can buy deposit products from private banks in financial apps such as Alipay and JD Finance lufax, and the yield is around 4%. In addition, you can also buy similar deposit products in Jiufu, 5 1 credit card, iQiyi, Ctrip and other apps. Deposits below 500,000 are guaranteed by policies, so you can buy them with confidence.