Notice of Chongqing Municipal People's Government on Launching the Pilot Work of Social Endowment Insurance for Urban and Rural Residents People's governments of all districts and counties (autonomous counties), relevant departments and units of the municipal government: According to the requirements of the 17th National Congress of the Communist Party of China, the Third Plenary Session of the 17th CPC Central Committee and the Fourth National Committee Meeting of the Third Municipal Committee, and according to the State Council's Guiding Opinions on Launching the Pilot Project of New Rural Social Endowment Insurance (Guo Fa [2009] No.32), The municipal government has decided that as of July 1 2009, the relevant matters of the pilot work will be notified as follows: 1. Basic principles According to the basic principles of "ensuring basic, wide coverage, flexibility, transferability and sustainability", a social endowment insurance system that is compatible with the level of economic development, is linked with other social security systems, and aims at ensuring the basic livelihood of urban and rural residents for the elderly is established and improved. First, proceed from reality, start at a low level, and the standards of financing and treatment should be compatible with economic development and the affordability of all parties; Second, individuals (families), collectives and governments share responsibilities reasonably, and rights correspond to obligations; Third, the combination of government-led and residents' wishes will guide residents to participate in insurance generally. Two. Objectives and tasks In 2009, pilot projects will be carried out in Wanzhou District, Qianjiang District, dadukou district, Jiulongpo District, Nan 'an District, Beibei District, Hechuan District, Yongchuan District, Nanchuan District, Tongnan County, liangping county, Dianjiang County, Wulong County, Wushan County and Youyang County, and all counties (autonomous counties) will be covered by 20 12 years. Three. The following persons registered in this Municipality can voluntarily participate in the old-age insurance for residents: (1) rural residents (excluding students) who have reached the age of 16; (2)/kloc-urban flexible employees over 0/6 years old (excluding students at school); (three) people who have reached the age of 60 in cities and towns and have not enjoyed the basic old-age insurance (retirement) treatment. Urban and rural residents who have participated in the basic endowment insurance for urban workers or the endowment insurance for migrant workers will no longer participate in the endowment insurance for residents at the same time. Four, residents' pension insurance fund to raise funds from individual contributions, collective subsidies and government subsidies. (1) individual payment. According to the age of the insured in each county (autonomous county) at the time of the pilot, the payment is divided into 1 two cases. 16 years old and under 60 years old, the annual payment standards of residents' old-age insurance premiums are 100 yuan, 200 yuan, 400 yuan, 600 yuan and 900 yuan, which are chosen by the insured voluntarily. In principle, the payment method is annual. If the annual fee is not paid on time due to illness, disaster and other reasons, it can be paid in the following year, and it is not paid within the time limit. 2. People aged 60 or above do not need to pay fees, but their eligible children should be insured to pay fees. In order to encourage overpayment, eligible people over the age of 60 can also voluntarily choose to pay the residents' old-age insurance premium in one lump sum. The payment standard is determined according to the monthly pension standard of individual account, which is divided into three grades: 40 yuan, 60 yuan and 90 yuan, and is chosen voluntarily by the insured. The number of one-time payment months is calculated according to the actual number of months from the age of 75. The actual number of months from 75 years old is less than 60 months, and those over 75 years old are counted as 60 months. (2) Collective subsidies. Conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured. (3) government subsidies. On the basis of payment by the insured, the government subsidizes 30 yuan every year. For severely disabled people, the government pays the minimum insurance premium and subsidizes 40 yuan. The funds used by the government to pay subsidies are shared by the municipal and district/county (autonomous county) finances in proportion. Specifically: 20% of the main urban area is undertaken by the municipal level and 80% by the district level; Poor counties (autonomous counties) bear 70% at the municipal level and 30% at the county level; Other districts and counties shall bear 50% by municipal level and district and county level respectively. (four) the standards of individual contributions and government subsidies are adjusted in a timely manner with the economic development and the increase of income of urban and rural residents. V. Establishment and Management of Personal Accounts (1) The resident pension insurance agency establishes a personal pension insurance account with a lifetime record for each insured person. Individual contributions, collective subsidies, subsidies from other social and economic organizations, and government payment subsidies all entered individual accounts and accumulated in full. (2) At present, the amount stored in personal account bears interest every year with reference to the one-year RMB deposit rate of financial institutions published by the People's Bank of China. (3) If the insured person goes abroad to settle down or dies before receiving pension benefits, the accumulated principal and interest in his personal account shall be returned to him, the designated beneficiary or the legal heir in one lump sum, except for government subsidies; If there are no designated beneficiaries and legal heirs, all of them will be included in the residents' pension insurance fund, and the residents' pension insurance relationship will be terminated at the same time. (four) after the death of a person receiving pension benefits, if there is a balance in the accumulated storage amount of his personal account, in addition to government subsidies, the beneficiary or legal heir designated by him shall inherit it according to law; If there are no designated beneficiaries and legal heirs, all of them will be included in the residents' pension insurance fund, and the residents' pension insurance relationship will be terminated at the same time. Conditions for receiving pension benefits (1). If the insured person is over 60 years old and does not enjoy other basic old-age insurance benefits, he will receive a basic pension on a monthly basis. When the pilot project is carried out in this area, people who have reached the age of 60 and have not enjoyed other basic old-age insurance benefits can receive basic pensions on a monthly basis without paying fees, but their eligible children have been insured to pay fees; If you choose to pay, you will receive a basic pension on a monthly basis. At the time of the pilot in this area, those who are under 15 years old from the age of 60 should pay the annual fee, and those who are over 60 years old can make up to 15 years old according to the annual payment standard; I am 60 years old, over 15 years old, and pay the fee annually, and the accumulated payment period is not less than 15 years. (2) Pension standard. The basic pension consists of basic pension and personal account pension, which is paid for life. 1. Basic pension: the standard is 80 yuan per person per month. In addition to the central financial subsidies, the rest shall be borne by the municipal and district/county (autonomous county) finances according to the proportion of contribution subsidies. Basic pension standards are adjusted in time with economic development, price changes and other factors. 2. Personal account pension: the standard is the accumulated amount of my personal account divided by the number of months of calculation (according to document No.38 [2005] of the State Council). At the time of the pilot in this area, the personal account pension of the person who has reached the age of 60 and chose to pay the fee shall be paid according to the personal account pension standard selected at the time of insurance payment. (3) Parents who hold the Honorable Certificate of One-Child Parents or the One-Child Certificate will receive an extra pension of 10 yuan every month and pay it from the residents' pension insurance fund. (4) Persons aged 70 and above who receive pension benefits will receive additional pension benefits 10 yuan every month, which will be paid from the residents' pension insurance fund. (five) to receive pension benefits of death, from the death of the next month to stop the pension benefits. Provide a valid death certificate, a one-time death grant. The standard is that the pension benefits of the last month when I died are multiplied by 12 months, which will be paid from the residents' pension insurance fund and the residents' pension insurance relationship will be terminated at the same time. (6) Socialization of basic pensions. Seven. Fund management (1) The residents' pension insurance fund shall be co-ordinated at the municipal level. With reference to the financial system of social insurance funds, a special financial account of social security funds shall be set up, and two lines of revenue and expenditure shall be managed, with separate accounting and earmarking. No department, unit or individual may misappropriate it. (II) The resident pension insurance agency is responsible for the collection and payment of the resident pension insurance fund, and prepares the budget and final accounts of the fund income and expenditure according to the regulations, and accepts the inspection and supervision of the departments of finance, auditing, human resources and social security (labor and social security) at the same level. Eight. Transfer of pension insurance relationship (1) Where the insured person is transferred within the residents' pension insurance system: 1. If the insured person transfers within the administrative area of this Municipality, only the basic information of the personal account will be transferred, and the funds in the personal account will not be transferred. If the old-age insurance for residents has not been carried out in the transferred place, the old-age insurance agency for residents in the transferred place will temporarily seal up their personal accounts and bear interest according to regulations. 2. Cross-provincial (autonomous regions and municipalities) transfer, before the relevant provisions of the state have been promulgated, the personal accounts of the transferred residents' pension insurance agencies shall be sealed, and interest shall be collected according to the regulations, and the relevant provisions of the state shall be implemented after the regulations are promulgated. (two) the transfer of residents' old-age insurance and other old-age insurance systems, with personal accounts as the core, and the storage amount of personal accounts before and after the transfer is calculated together. The specific measures shall be formulated by the Municipal Human Resources and Social Security Bureau in conjunction with the Municipal Finance Bureau. Nine. Linking up the old and new systems In accordance with the Notice of the Ministry of Civil Affairs on Printing and Distributing the Basic Plan of County-level Rural Social Endowment Insurance (Trial) (No.2 of Minban Fa [1992]), those who participate in rural social endowment insurance (hereinafter referred to as rural endowment insurance) shall participate in residents' endowment insurance in the following ways on the basis of properly handling the creditor's rights of rural endowment insurance funds: (1) Persons under 60 years of age, in principle. (2) Persons who have reached the age of 60 or above and receive pension insurance benefits may transfer the balance of pension insurance benefits to individual accounts of residents' pension insurance, and the pension insurance benefits and residents' pension insurance benefits shall be calculated together. If you don't want to combine the calculation, you can return the balance of the old farmer's insurance personal account to me at one time, and the old farmer's insurance pension insurance relationship will be terminated at the same time. X. Organization and Leadership (1) The municipal government set up a leading group for the pilot work of social endowment insurance for urban and rural residents to supervise and inspect the implementation of policies and coordinate and solve major problems in the pilot work. The governments of pilot counties (autonomous counties) should strengthen their leadership in the work of residents' old-age insurance and incorporate it into the government's target management to ensure the smooth development of the pilot work. Governments at all levels in the city should effectively protect the personnel, equipment, working funds and the needs of network information construction for the normal development of residents' endowment insurance, and all the funds should be included in the fiscal budget at the same level. (two) the Municipal Human Resources and Social Security Bureau is responsible for guiding the pilot work of the old-age insurance for residents in the city, and making overall planning, policy formulation and comprehensive coordination. The relevant departments of the municipal government should vigorously support and actively cooperate. The Municipal Social Insurance Bureau is responsible for the specific handling and daily business management. The labor and social security bureaus of counties (autonomous counties) are responsible for the pilot work of endowment insurance for local residents. Counties (autonomous counties) endowment insurance agencies are responsible for the specific handling and daily business management. (three) the township government (street offices) is responsible for the township (street) residents' endowment insurance, and the township (street) social security service is responsible for undertaking specific business. Village committees (neighborhood committees) and rural cooperatives (communities) should do a good job in publicizing and explaining residents' old-age insurance policies and assist residents to participate in insurance. XI。 Other (1) pilot counties (autonomous counties) in 2009, the age of population aged 60 and above is defined as August 3, 20091. (II) This Notice shall be implemented as of the date of issuance, and the Notice of Chongqing Municipal People's Government on Printing and Distributing the Guiding Opinions on the Pilot Work of Social Endowment Insurance for Urban and Rural Residents in Chongqing (Yu Fu Fa [2009] No.64) shall be stopped at the same time. September 2009 1 day