Comparison of income between two funds
The net value of the 1 fund was 1 yuan before the increase and 1.5 yuan after the increase, with a net value increase of 50%.
The net value of the second fund increased by 2 1% in 2.4 yuan before rising and in 2.9 yuan after rising.
1 The net increase of the fund is greater than that of the second fund, so buying 50,000 yuan is definitely 1 the fund makes more money than the second fund. How much do you earn? Let's simply calculate and ignore the redemption fee for fund transactions.
FundNo. 1:
Before the rise, the net value of the fund was 1 yuan, and 50,000 yuan could buy 50,000 fund shares.
After the rise, the net fund value is 1.5 yuan, and the value of 50,000 fund shares becomes 75,000 yuan (1.5 yuan * 50,000 shares).
The total assets after capital increase is 75,000 yuan-the invested principal is 50,000 yuan = 25,000 yuan (profit).
The second fund:
Before the rise, the net value of the fund was 2.4 yuan, and 50,000 yuan could buy 20,833.33 fund shares.
After the rise, the net fund value is 2.9 yuan, and the value of 20,833.33 fund shares becomes 60,465,438+06.67 yuan (2.9 yuan * 20,833.33 shares).
The increased total assets are 60,465,438+06.67 yuan-invested principal is 50,000 yuan = 65,438+00,465,438+06.67 yuan.
1 the fund earned more than the second fund 14583.33 yuan (25,000 yuan-104 16.67 yuan).
Therefore, comparing the profitability of the two funds is not based on the absolute amount of net growth. Funds with a net increase of 1 yuan may not make more money than funds with a net increase of 0.8 yuan. We should pay more attention to the growth of net worth, because the initial net worth of the two funds is different.
By the way, many fund investment novices like to buy funds with low net worth, but in fact, the net value of the fund has nothing to do with the investment value of the fund. So don't think that the lower the net worth, the higher the investment value, and the net worth will be affected by dividends and share split's share conversion.
When buying a fund, you should choose a good and excellent fund to invest. Low net worth is not the reason for your investment.