When you retire and transfer medical insurance premiums to other places, the years cannot be accumulated.

Unlike pension insurance, once payment for medical insurance is interrupted for more than three months, you will lose your qualifications for medical insurance benefits.

Therefore, the number of years of medical insurance is not cumulative.

The actual payment years of the insured person participating in the urban employee basic medical insurance with the unit during his employment can be calculated cumulatively, and he will stop enjoying medical insurance benefits the next month after the payment is interrupted.

If the insured person makes up the arrears within 3 months, the payment years during the arrears period will be included in the actual payment years of the personal medical insurance, and he can enjoy the benefits.

If it exceeds 3 months, the medical expenses will enjoy medical insurance benefits from the 13th month of the month when the payment is again made.

The unit pays medical insurance premiums and enjoys benefits starting from the month following the payment.

If the employer and insured person fail to pay medical insurance premiums as required, they will not be required to make up the payment.

If the insured person with household registration in this city has no employer to pay the medical insurance premiums for him due to job changes, he can continue to pay the premiums himself.

If an insured person who has continuously participated in the city's basic medical insurance for more than one year has interrupted his/her insurance coverage for no more than 3 months in a medical insurance year due to job changes, the continuous insurance years before and after the interruption can be calculated together after repayment.

.

If the insurance coverage is interrupted for more than 3 months in a medical insurance year, the coverage period will be recalculated.

Article 4 of the "Social Insurance Law of the People's Republic of China" Employers and individuals within the territory of the People's Republic of China pay social insurance premiums in accordance with the law and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide

Social insurance consulting and other related services.

Individuals enjoy social insurance benefits in accordance with the law and have the right to supervise the payment of contributions by their units.

The employer shall apply to the social insurance agency for social insurance registration for its employees within thirty days from the date of employment.

If a person has not registered for social insurance, the social insurance agency shall determine the social insurance premiums he or she must pay.

Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time employees who have not participated in social insurance in the employer, and other flexible employment personnel should apply to the social insurance agency for social insurance registration.