With the development of science and technology, now everyone has the knowledge of financial management, not only in the bank, but also in Alipay to buy funds. So which interest rate is higher, bank deposits or Alipay funds? Make more money? We have prepared relevant contents for your reference.

If a bank deposits money, there are usually demand deposits and time deposits. Deposit interest rate is very low, and the interest rate of time deposit mainly depends on the term. Money deposited in the bank on a regular or current basis will protect the principal and interest, and there will be no loss.

There are many Alipay funds. Generally speaking, they are divided into different types. The lowest risk is money fund, and the highest risk is stock fund, index fund, hybrid fund and so on.

If the money fund is generally higher than the bank demand deposit, but the money fund is risky, just that the risk is very small. If you don't need to break even, you want to get a small income. In fact, the money fund is a good choice.

If it is a high-risk fund type relative to formal banks and the fund market is good, it is generally that the fund has high returns and makes more money. When the fund market is poor, the fund will fall, which means that banks make more money on a regular basis, so the specific situation depends on the fund market at that time and has a great relationship with the fund market. There is no accurate statement.