The current market is very suitable for buying index funds.
The benefits of investment index funds are:
1 has a good decentralization effect, such as the Shanghai and Shenzhen 300 index, which contains 300 outstanding enterprises listed in Shanghai and Shenzhen.
2. Fully simulate the index, which is a passive fund. Performance has nothing to do with the fund manager's judgment on the market, so there is no need to care who the fund manager is.
3. The compilation of the index is relatively stable, the stock trading is not frequent, and the management cost is relatively low.
I recommend Harvest 300 and Dacheng CSI 300.
Jiashi 300: Based on the principle of fitting and tracking the Shanghai and Shenzhen 300 Index, the Fund conducts passive indexation investment, strives to obtain the average rate of return of the China stock market represented by the index, and provides investors with an effective investment tool for investing in the Shanghai and Shenzhen 300 Index. The Fund believes that China's economy will maintain sustained, stable and rapid development, laying a solid macroeconomic foundation for the long-term development of China's securities market. The Shanghai and Shenzhen 300 Index can fully represent the China stock market. The fund invests in the stocks of the Shanghai and Shenzhen 300 Index through indexation investment, which provides an effective investment tool for investors to share the fruits of China's economic growth.
Among the index funds, Harvest CSI 300 Fund invests in financial instruments with good liquidity, and the fund makes passive index investment, thus effectively tracking the CSI 300 Index and seeking to share the fruits of China's economic development through the securities market. It can be said that the fund invests in the Shanghai and Shenzhen 300 index stocks through indexation investment, which is equivalent to putting the China stock market in one basket, and provides an effective investment tool for investors to share the fruits of China's economic growth.
Dacheng CSI 300
Recommended reason: An important starting point of choosing a fund for fixed investment is to spread risks and reduce the average cost, so it is advisable to choose stock funds with large fluctuations, especially index funds. Although the stock index is unpredictable in the short term, in the long term, the stock index always rises, and it is difficult to accurately grasp the market hotspots by actively investing in stock funds. Foreign experience shows that in the long run, index funds outperform most active equity funds and are one of the first choices for long-term investment. Based on the principle of fitting and tracking the Shanghai and Shenzhen 300 Index, the Fund conducts passive indexed long-term investment, and strives to obtain the average yield of the China stock market represented by the index. Since the establishment of China Capital, the compound annual growth rate of the Shanghai Composite Index has exceeded 20%, and the constituent stocks of the Shanghai and Shenzhen 300 Index are the top 300 heavyweights in the two cities, covering about 60% of the market value of the Shanghai and Shenzhen markets, with good market representation. The fund's past performance is outstanding among similar funds, and it is suggested that it can be used as one of the first choice funds for fixed investment. The manager of the fund is Dacheng Fund Management Company, which was established in 1999. It is one of the first ten fund management companies approved to be established in China. As of September 2007, the fund assets under management reached about 1 1000 billion yuan, making it one of the largest fund management companies in China.