In the last issue, I exchanged some practical skills in the process of fund trading with you. Combined with the basic knowledge of fund introduction in the first seven issues, I believe everyone has a basic understanding of fund introduction and skills. Today, I will tell you how to be a fund winner, hoping to be helpful to your future fund investment.

Basic Knowledge of Fund Introduction (Ⅳ) —— Practical Skills of Fund

Find out what your needs are.

Many new fund investors are always ambitious when they first enter the market, but they have no ideas. They only know that they blindly follow the funds with higher historical expected returns, rather than taking their own needs and judgments as the starting point. They often suffer losses, which are attributed to bad luck. So what I want to tell you is, just entering the fund market, don't make some choices blindly, but clear your mind and know what your needs are.

If you are an investor who wants to strive for high expected returns and is willing to take high risks, futures and equity funds are undoubtedly your best choice; If you want to obtain a stable expected return higher than the bank deposit interest rate in the same period, and hope that the risk is as small as possible, then you can allocate a bond fund or a money fund; And if you are a neutral investor, then the hybrid fund is very suitable for you.

So when you first enter the market, you must know what your needs are, and then buy the corresponding high-quality funds.

Don't blindly follow the trend and plan your own funds.

There are many "star" products in the fund market. What is really rare are those "stars" who can continue to perform well for many years. So I want to tell you, don't blindly follow the trend and allocate products with high expected returns only in a certain period of time, but plan your own funds and be a qualified investor.

Many "star funds" that suddenly appeared in the market in generate often suffered heavy losses in subsequent operations and even fell below the liquidation line. In fact, this phenomenon is easy to understand, because many new "star funds" often get super-high expected returns just because they are lucky in a certain period of time, for example, their stocks suddenly announce a major positive. However, this does not mean that the fund has a good risk control system, so when making an investment, you should do your own fund planning and do it according to Chapter 7, Practical Skills of Funds.

Funds are not speculation but investment.

In fact, there is little difference between fund investment and your industrial investment. The process of choosing a fund is just like the process of choosing a project and choosing a facade. So I hope everyone can understand that a fund is not speculation, but investment. Therefore, in the process of purchasing funds, we must carefully and strictly choose investment targets, do in-depth research like doing business, and be a long-term qualified investor.

For the fund, the fund product is the project we want to invest in, and you are the investor. As for the effect of making money, it depends on whether your products are suitable for the current market and whether you can achieve "low purchase price and high selling price" in this project. Of course, the market ability of your "store manager" and fund manager is also very important, but all the decisions are yours, because you can choose the products and managers in the market.

The basic knowledge of fund introduction in this issue is to let everyone learn how to be a fund winner. I also want to emphasize that "mentality is king, think calmly". I hope that after learning the introduction and skills of the fund, everyone can have a good attitude, learn to think calmly, and finally become the best among the "basic people".

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