Financial management is not what we often call zero risk. In fact, financial management is also risky, but the risks are different. Moreover, most wealth management products have low risks, so most people automatically ignore their risks. So, what low-risk financial products are there? What are the low-risk financial products? 1 Monetary Fund Monetary Fund is an open-end fund that collects idle funds from the society, is operated by the fund manager, and is kept by the fund custodian. It specializes in investing in low-risk money market instruments, which is different from other types of open-end funds and has high security, high liquidity and stable profitability. 2 national debt, also known as national debt, is a creditor-debtor relationship formed by raising funds from the society on the basis of national credit and in accordance with the general principles of debt. Because the issuer of national debt is the country, it has the highest credit and is recognized as the safest investment tool. 3 certificates of deposit of banks with large certificates of deposit also belong to the category of bank deposits and are also protected by the deposit insurance regulations. Even if the bank goes bankrupt, you can still get 100% compensation within 500,000 yuan, and the interest is reliable. Even if it is redeemed in advance, it will not lose all the income, which is relatively flexible. 4 debt _ fund debt is a kind of certificate of creditor's rights and debts, just like national debt. It is also that everyone pays the principal and interest in accordance with the agreement within the prescribed time limit, but the national debt is more secure than the corporate debt. Debt _ has good liquidity and can be freely transferred in the market. Some debt _ will also bring interest and dividend income to investors from time to time. 5 Internet platform wealth management products Many qualified wealth management platforms have been successfully filed, and the security of platforms and products can be guaranteed accordingly. You can choose the products of large-scale financial platform with peace of mind, because such products not only have high returns, but also have many liquidity choices, which are suitable for public investment. When it comes to low-risk products, the first thing that comes to mind is bank products, because bank demand, time deposits, certificates of deposit and other products are protected by the deposit regulations. If the bank goes bankrupt, it will get 100% compensation within 500,000 yuan. In fact, the above five kinds of financial products are also low-risk financial products, and friends can also choose according to their actual situation when managing money.