Although market volatility has increased, it is generally believed that there is no systemic risk in the market. First of all, this round of "shareholding" is basically an industry leader with sustained growth in performance, and it is difficult to continue to decline. After the valuation adjustment is reasonable, it may also usher in a long-term reallocation of funds; Secondly, there are still many varieties with good cost performance on the market at present, and there are still many structural opportunities; Third, corporate profits keep growing, and incremental funds are relatively stable. Without a sharp shift in monetary policy, it is difficult for the market to continue to plummet in the short term.
respond
So how should ordinary investors respond? If you hold industry and theme funds, and the cumulative increase in the previous period is large, and the valuation is already at a fairly high level, you can consider the profit-making part and transfer some positions to other industries with low valuation and great potential; Or transform different assets for diversified allocation and spread risks; If the variety of funds held has been relatively balanced, but some funds have dropped significantly, then it may be advisable to keep changing and iron out market fluctuations through long-term holding.
fund
Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.