After the fund falls, we have three choices. The first is stop loss, at this time we will have actual losses. So today, Bian Xiao is here to sort out the relevant knowledge of the fund for everyone. Let's have a look!

The fund you bought has fallen, will you increase your position?

Generally speaking, after the fund falls, you can choose to add positions. The main reasons are as follows:

1. When the fund falls, you can diversify the cost of the fund you bought at a high level by choosing to add positions, so as to turn losses into profits. If you don't add positions, it may take a long time for the fund to rise back.

2. If we choose to invest in the fund, we will add positions at a fixed time no matter whether the fund is down or up. It's just that we can choose smart fixed investment, buy more when it falls, and buy less when it rises.

3. After the fund falls, the net value of the fund will be lower, the transaction cost will be lower, and we can buy more fund shares with the same money. At this time, the chances of adding positions to make money will be relatively greater.

Will you choose to add positions when the fund you buy falls? Under normal circumstances, we choose to add positions, because the benefits of adding positions are greater, but we should also judge the degree of risk of the fund to see if it is possible to be closed. If the fund is liquidated, there is no possibility of turning back. Secondly, when we choose to add positions, we should not choose to buy them all at once, because we can't judge whether the fund will continue to fall and whether it has bottomed out. If the fund still falls by half, we will buy it all at once and then continue to fall, then our losses will be even greater.

We can add positions in bulk. For example, after the fund falls 10%, we will increase the position, and after the fund falls by 20%, we will increase the position. This can reduce the cost of holding positions, and we are getting closer to the opportunity of rebound, so when the fund rebounds, our expected income will be even greater.

Can the fund increase its position when it goes up?

When the fund rises, you can choose to add positions, or you can choose not to add positions, which should be judged according to the following points:

1. Look at the valuation of the fund. If the fund is overvalued, then it is best not to choose jiacang.

2. According to the historical performance of the fund, judge whether it has reached a peak of the fund's rise. If it has reached the peak according to history, it is best not to add positions at this time.

3. Look at the rising trend of the fund, that is, the trend change of the theme. If the upward trend is obvious, you can consider adding positions.

When the fund rises, the net value of the fund is higher, which leads to higher subscription cost and greater risk, so generally speaking, it is not appropriate to add positions when the fund rises. If you need to add positions, you can add positions in a decreasing way in batches, such as the first 500, the second 400 and the third 300, so that the decreasing amount can reduce our risk to some extent.

What is the maximum amount owed by the 10 thousand fund?

In theory, a fund of 10,000 yuan owes the most to 0, but it will not actually lose to 0. For example, money funds are funds that invest in the money market. Although the money fund does not guarantee the principal and interest, it rarely loses money. For example, the money fund in Alipay has never lost money. Although the past does not represent the future, it will still have certain reference significance.

Secondly, bond funds are mainly funds that invest in bonds, so the risk is a little higher than that of money funds, but the possibility of losses is very small. When buying, you can look at a past income for analysis and speculation.

In addition, the fund losses to a certain extent will be liquidated, and the liquidation will distribute the remaining funds to investors. Although high-risk funds such as hybrid funds, index funds and equity funds actually have the possibility of serious losses, and it is also possible for some funds to lose 50% a year, the possibility of losses is still very small.

However, it should be noted that if the fund loses money to the extent of liquidation, there is basically not much money left, so when investing in the fund, you should also learn to stop the loss in time to keep the remaining funds, and don't let the fund keep losing money. You can set a stop loss point and wait for the right time to enter the market.