After the peak of the previous two years, Baoying's core advantages have now declined, which is probably due to the weakening of the money-making effect and its failure to give full play to its advantages in actively managing hybrid funds. Huaan convertible bonds and Bosera credit bonds can basically be classified as one type of funds, with a more radical style. In fact, the main disadvantage is paranoia. In this year's market volatility and hot spot uncertainty, we should pay more attention to flexible and balanced allocation, but the above two funds are difficult to do.
Third, talk about the stop loss point. If the fund is properly allocated, the stop loss point should actually be grasped as a whole, as long as the percentage of the overall loss does not exceed the stop loss point. Because the primary purpose of capital allocation is to obtain ideal income on the premise of reducing risks as much as possible.
Finally, for prudent investors, the stop loss point should be set at -8% ~ 12%. In fact, the first thing investors should do is to make a reasonable judgment on their risk tolerance and their financial management ability. After the forced clearance stop loss, they can also have full confidence to recover the loss, because the stop loss point is too high (the loss range is too large), which will cause a great blow to their confidence (yes