2. Electronic money refers to the exchange of a certain amount of cash or deposits from the issuer to obtain data representing the same amount, and the use of some electronic means to directly transmit the data to the payment object, so that the debt can be paid off. Strictly speaking, consumers pay traditional money to the issuer of electronic money, and the issuer stores the equivalent value of traditional money in the electronic equipment held by consumers in electronic form;

3. Yu 'ebao is a fund wealth management product jointly launched by Tian Hong Fund and Alipay.