In recent years, people began to invest in funds. As we all know, there are various types of funds in the fund market, among which growth funds is the most popular one. What is a growth fund? What are the main features? The following is what is the growth fund _ 202 1 year collected by Bian Xiao. I hope I can help you.
What is a growth fund?
Growth funds refers to a kind of investment fund that takes the long-term growth of capital as the investment goal, generally invests in companies with good reputation and long-term profitability, or companies with long-term growth prospects, pursues stable and sustained long-term asset appreciation, and attaches importance to long-term capital growth.
Characteristics of growth funds
Generally speaking, growth funds mainly has these characteristics: First, stock selection pays attention to the growth of listed companies, indicating that the industry in which listed companies are located has good development prospects and belongs to the sunrise industry; Second, the shareholding is relatively concentrated, and a high proportion of positions is maintained for some key stocks; Third, the income fluctuation is polarized, which not only obtains higher income, but also bears higher risks.
What is an open-end fund?
Open-end fund refers to a fund operation mode in which fund sponsors can sell fund shares to investors at any time according to their needs and redeem the issued fund shares at the request of investors. It is reported that open-end fund is one of the basic forms of fund operation in the world.
Open-end funds have become the mainstream of the international fund market. More than 90% of the fund markets in the United States, Britain, China, Hongkong and Taiwan Province Province of China are open-end funds. Compared with closed-end funds, open-end funds have great advantages in incentive and restraint mechanism, liquidity, transparency and investment convenience.
What if the fund loses money?
First, calmly analyze the problem and find out the reasons behind it. We should adjust our mentality, calm down and ask ourselves a few questions first. Did this fund lose a lot? Is it within its risk tolerance? Why did you choose this fund? If you think about the answer according to the above questions, I believe you will have a more objective understanding of the problem of fund losses, and then it will be easier to handle.
Second, rationally diversify investment to avoid and reduce risks. Investors should put their funds into different kinds of funds or different fund products of the same kind of funds, which can avoid and spread investment risks well. If you sell one, recover the funds, and diversify your investment to several expert fund managers, are you afraid that you can't turn losses into profits? After all, the probability of several fund managers being wiped out is extremely low.
How do novices buy funds?
First, choose low-risk funds. Simply put, the fund is just an investment tool. Investors pooled their money and gave it to the fund company for investment. The risk of the fund is not big, the key is to see what assets the money is invested in. Novices have little experience in buying funds. If you want to make money, you can choose low-risk funds, such as money funds, wealth management funds and short-term debt funds.
Second, choose fixed investment as the buying method. Compared with one-time subscription, the fixed investment of the fund can effectively reduce the subscription cost, share the risk of the fund and improve the profit probability. When the market fluctuates or falls, buying a fund with a fixed investment is equivalent to covering the position at a low level, and the cost price will be lower and lower, and the possibility of the fund returning to its capital or even making a profit is much greater than that of a one-time investment.