Small trusts are named after trusts that start with a threshold of one million. The threshold for such trusts is generally less than one million, and they are also called "civilian trusts."

Investment threshold: Generally 300,000-500,000 yuan Annualized income: 7%-9% Investment cycle: 12-24 months There are three main types of small trusts: TOT, packaged group purchase trusts, and charity trusts.