(a) the unit where the employee works and the employee himself pay the housing provident fund in full every month; (two) in accordance with the provisions of article twenty-fourth of the regulations on the administration of housing provident fund:
1, purchase, build, renovate and overhaul owner-occupied housing;
2. Retired;
3, completely lose the ability to work, and terminate the labor relationship with the unit;
4. Go abroad to settle down;
5. Repay the principal and interest of the house purchase loan;
6, the rent exceeds the prescribed proportion of family wage income;
7. The employee dies or is declared dead.
Among them: Articles 1, 5 and 6 belong to partial extraction; Articles 2, 3, 4 and 7 belong to account cancellation.
Purchase and withdrawal of housing provident fund: refers to the behavior of employees who have paid housing provident fund to withdraw the balance stored in their housing provident fund accounts according to regulations.
How to withdraw housing accumulation fund
(a) complete and accurate "housing provident fund withdrawal schedule", the unit to verify the relevant documents, stamped with the seal reserved by the unit (except temporary workers).
(two) employees hold the "housing provident fund withdrawal list" and the relevant documents stipulated in Article 8 of these Measures to apply to the management center office for the withdrawal of housing provident fund.
(three) housing provident fund management center office after the audit, transfer or passbook procedures for employees.
(four) the housing provident fund extracted by employees shall be borne by me in principle. If it is extracted by the spouse's agent, the identity certificate of the agent, marriage certificate, household registration book and other documents that prove the relationship between the agent and the extractor and their copies are also required.
(5) If the employee himself or his spouse is unable to apply for withdrawal due to physical condition, leaving the country to settle down and other reasons, the handling personnel shall provide the power of attorney signed by him.
(six) expatriates and their spouses housing provident fund in accordance with the relevant documents.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund
Article 1 These Regulations are formulated in order to strengthen the management of housing provident fund, safeguard the legitimate rights and interests of the owners of housing provident fund, promote urban housing construction and improve the living standards of urban residents.
Article 2 These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.