How to calculate the amount of personal medical insurance account?
The calculation of the transfer amount of medical insurance personal accounts of incumbents and retirees is different, and there are many ways to determine the transfer amount of medical insurance personal accounts of retirees.
1 On-the-job personnel: Basically, the amount of medical insurance personal account of on-the-job personnel is calculated according to 2% of the social security payment base, which means that the medical insurance payment amount of the insured person will enter the medical insurance personal account. The social security payment base is generally related to the average salary of users in the previous year. Assuming that the social security payment base is 4,000 yuan, then the amount transferred to the medical insurance personal account = 4,000 * 2% = 80 yuan.
2 Retirees: At present, most of the personal accounts of retirees are allocated according to a certain proportion of the average pension level of the insured in the overall planning area. The allocation ratio is different in different regions, and the general allocation ratio is between 2% and 3%. If the average monthly pension level in the local overall planning area is 2,000 yuan, then the amount transferred to the personal medical insurance account = 2,000 * 2% = 40 yuan. In addition, there are some areas where there is a fixed amount, which is transferred to the personal account of medical insurance every month without extra calculation.