Question 2: What is the difference between housing provident fund and housing subsidy? Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees. Housing subsidy is a subsidy given by the state to solve the housing problem of employees, that is, the funds originally used by the unit for building and purchasing houses are converted into housing subsidies, which are distributed to employees in stages (such as monthly) or at one time, and then employees buy housing provident fund in the housing market. The difference between housing subsidies and housing subsidies is mainly manifested in the following two aspects:
(1) The object ranges are different. The establishment scope of housing provident fund is basically all employees of all units, and retired employees are not established; Housing subsidies are paid to employees who have no housing and whose housing area does not meet the housing subsidy area standard corresponding to their ranks, including retired employees, and are part of all employees (meeting certain conditions).
(2) Different components. Housing accumulation fund consists of two parts: individual withholding of employees and unit subsidy; Housing subsidy is a unilateral subsidy given by the unit to employees, and it is not necessary for employees to withhold it from their wages. Or rent to solve their own housing problems.
Question 3: What is a one-time housing subsidy? Every place has different rules. Where are you from?
Question 4: What is the difference between housing subsidy and housing accumulation fund? The difference between housing subsidy and housing accumulation fund mainly depends on the following two points: 1. The establishment scope of housing provident fund is basically all employees of all units, and retired employees are not established; Housing subsidies are paid to employees who have no housing and whose housing area does not meet the housing subsidy area standard corresponding to their ranks, including retired employees, and are part of all employees (meeting certain conditions). 2. Different housing accumulation funds are composed of two parts: individual employees withhold their wages and unit subsidies; Housing subsidy is a unilateral subsidy given by the unit to employees, and it is not necessary for employees to withhold it from their wages. 1. In some cases, housing accumulation fund is equivalent to housing subsidy. When enterprises and institutions implement monetization of housing distribution, they can take the form of establishing supplementary housing provident fund or directly issuing housing subsidies. Therefore, when the unit adopts the form of establishing supplementary housing provident fund to monetize, the new housing provident fund department based on the original housing provident fund contribution of employees is essentially housing subsidy. 2 units used to subsidize employees' housing provident fund and housing subsidies, the same source of funds. These two sources of funds are based on the transfer of the original housing fund of the unit, and it is not enough for the department to distinguish the different nature of the unit from the financial budget or cost. 3. The management and use of housing provident fund and housing subsidy funds are basically the same. At present, it is necessary to open an employee housing subsidy account in the housing fund management center system, which is stored in the housing provident fund special account and used for special purposes, and is accounted for separately from the housing provident fund. The two are basically the same in the specific fund management mode and use direction. 4. Housing accumulation fund and housing subsidy are the same in tax preference. The two funds of employees are exempt from personal income tax. 5. The ownership of housing accumulation fund and housing subsidy is the same. The housing accumulation fund and housing subsidy in the employee's personal account are owned by the employee. 6. For the old employees in government institutions (including enterprises and institutions that refer to the monetization model of government housing allocation) who have no housing or fail to meet the standards, the amount of housing subsidies is related to when employees establish housing provident fund. Old employees refer to employees who joined the work before the end of 1998 (including employees who retired before the end of 1998). The housing subsidy for elderly workers without housing in government agencies and institutions consists of one-time subsidy and monthly subsidy, in which the calculation formula of one-time subsidy is: one-time subsidy = (1average monthly salary of workers in 998 * monthly housing subsidy coefficient in 0999)+(1length of service subsidy in 999 * length of service before the establishment of housing provident fund system * housing subsidy area standard); Old employees whose housing is not up to standard receive differential subsidies. The calculation formula of differential subsidy amount is: differential subsidy amount =( 1999 annual benchmark subsidy amount+1999 annual seniority subsidy amount * employee's length of service before establishing housing accumulation fund) * differential area. Therefore, it can be seen from the formula that the establishment time of the housing accumulation fund for old employees (except those who meet the housing standards) is related to the amount of housing subsidies they receive, whether they have no housing or their housing is not up to standard, although this influence may not be great. 7. Under the current new housing distribution system, the way for workers to solve housing problems is mainly to use funds including housing provident fund, housing subsidies, wages and savings, and to solve them through the support of housing loans. That is, under the new housing distribution system, housing accumulation fund and housing subsidy are two important sources of funds for workers to solve housing problems. The above is an introduction to the differences and connections between housing subsidies and housing accumulation funds, hoping to help you understand the differences between housing subsidies and housing accumulation funds.
Question 5: 20 15 What are the national regulations on housing subsidies? The current housing subsidy policy of the country is to stop the distribution of housing benefits in kind and implement the new house system. First of all, it can play a leading role in promoting the new system on the one hand; On the other hand, we can adjust the financial expenditure structure and promote economic development through the transformation of housing funds. Therefore, the conversion of financial funds must be carried out before the implementation of the new reform. The funds originally used by governments at all levels for housing construction can be approved according to a certain base and turned into housing subsidies for employees of administrative organs and some institutions. After granting housing subsidies, residents should purchase economical and practical housing, which should comply with the current regulations that employees buy housing at the cost of housing reform, that is, in both cases, the amount of housing paid by individuals is roughly the same, and the former is more than the latter. For the housing subsidies of enterprises, one is to stop free housing allocation, and the other is to issue additional subsidies in connection with housing prices. Enterprises with different situations and high wages (that is, the housing consumption content in wages is in place) may not issue additional subsidies; The wage level is average, and enterprises with difficulties in capital transfer should gradually reflect the subsidy factor when adjusting the wage structure and increasing wages; Consider again when the benefits of difficult enterprises improve. There are three forms of housing subsidies: one-time housing subsidies, basic subsidies plus one-time subsidies and monthly subsidies. 1, a one-time subsidy, mainly for old employees who don't have a house, which is paid in one lump sum when employees buy a house. 2, basic subsidies plus one-time subsidies, in accordance with the housing area standards of ordinary employees, the basic subsidies will be gradually distributed, and the difference between cadres at all levels and ordinary employees due to the difference in housing subsidy area standards will be paid in one lump sum when buying a house. 3. The monthly subsidy method is mainly aimed at new employees, and it is paid monthly within the housing subsidy payment period.
Question 6: What is the difference between housing subsidy and monetary housing distribution? Housing subsidy is a subsidy given by the state to solve the housing problem of employees, that is, the funds originally used by the unit for building and purchasing houses are converted into housing subsidies, which are distributed to employees by stages (such as monthly) or at one time, and then employees go to the housing market to solve their housing problems by buying or leasing. On June 5438+065438+ 10, 2009, the state stipulated that employees who did not enjoy the national welfare housing allocation policy, or employees who enjoyed the national welfare housing allocation but did not meet the specified area standard, their housing subsidies were included in the special account of the housing provident fund management center where the employees were located in one lump sum or on a monthly basis according to the national or local subsidy standards, and personal income tax was not levied temporarily.
Monetized housing distribution is a way to convert the residential houses to be resettled into monetary funds, and the demolished people buy their own residential houses for resettlement. Simply put, it is to change the physical housing distribution into monetary housing distribution and find a market for residents' housing. With monetary resettlement, the demolished people can choose their own houses with monetary resettlement funds according to their own conditions, which not only facilitates the masses, but also increases the transparency of resettlement work. However, the monetized resettlement funds can only be used for purchasing houses, and may not be used for other purposes, and may not be cashed, transferred or pledged. According to the "Measures", the demolished users who used to live in public houses, the demolished owners who used to live in private houses and the demolished owners who used to live in private houses can get monetary resettlement after receiving compensation fees.
Question 7: What does housing provident fund subsidy mean? Housing subsidy is a subsidy given by the state to solve the housing problem of employees, that is, the funds originally used by the unit for building and purchasing houses are converted into housing subsidies, which are distributed to employees by stages (such as monthly) or at one time, and then employees go to the housing market to solve their housing problems by buying or leasing. On June 5438+065438+ 10, 2009, the state stipulated that employees who did not enjoy the national welfare housing allocation policy, or employees who enjoyed the national welfare housing allocation but did not meet the specified area standard, their housing subsidies were included in the special account of the housing provident fund management center where the employees were located in one lump sum or on a monthly basis according to the national or local subsidy standards, and personal income tax was not levied temporarily.
Question 8: What does the housing allowance mean? According to the State Council's Regulations on Housing Provident Fund Management, housing provident fund refers to the long-term savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees.
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Question 9: What do you mean by giving you a monthly housing allowance? I mean to give you a few hundred dollars more.
Question 10: What is the standard of housing subsidy? What's the difference between housing subsidy and provident fund? Housing subsidies are paid to individuals. Housing provident fund is paid by the unit for the individual in the personal provident fund account of the bank, which is used to buy a house or overhaul (if it is not a house overhaul, it can only be taken after retirement). Generally, half of the unit and half of the individual are paid to the individual account. Different concepts, housing subsidies are paid to individuals in cash. Provident fund subsidy is the housing welfare provided by the unit to employees, which is used for local house purchase loans and decoration loans. This fee is paid by the unit to the individual provident fund account, which is generally half of the unit and half of the individual!