How long can the fund hold without losing money?
First, we need to define a concept. There is no 100% loss in buying funds. The key to buying a fund is to see whether it is good or not. It's not as long as possible. It just means that the longer it is held, the higher the probability of making money, but it does not mean that 100% is profitable.
Some data show that if the fund is held for three years, the probability of not losing money is as high as 80%, and if it is held for five years, the probability of not losing money is 96.3%, but there is no data showing that the fund will not lose money if it is held for more than five years. Only say that it is most appropriate to hold the fund for 3-5 years.
It is a sad thing to lose money by buying a fund, but it is also something that can be avoided with high probability. If you want to reduce the probability of losing money, you must hold it for at least 3 years. 3-5 years just goes through a cycle, that is, the cycle of the stock market from bull market to bear market to bull market. If you can't control your sales desire well, it is recommended to choose a fixed investment.
To buy a fund, you should choose a good and high-quality fund. Good historical performance, large scale and low dropout rate are all important reference data. Furthermore, you should set yourself a goal according to the trend of the fund. Although the past performance of the fund can not predict the future, it can play a reference role.
After reading the above introduction, I believe everyone has a better understanding of how long the fund can hold without losing money. Funds need to be cautious in venture capital. If the fund you bought is losing money, first look at why it is losing money, and whether the fundamentals of the fund are broken. If not, you can continue to hold it.