What are the benefits of fixed investment in index funds? The fixed investment of the fund itself is not the best way to obtain the fund market income, but it is indeed the most suitable for the basic people and novices who are not familiar with the market and do not have much time and energy to take care of it. Index funds have many advantages in making fixed investment.

Index funds have low professional requirements for fixed investment.

An index fund is a fund that builds a portfolio by purchasing all or part of its constituent stocks, so as to track the performance of a specific index. Therefore, the purpose of index fund is to track the average market income, and the concept of index fund and fixed investment is the same. Index funds and fixed investment do not require investors to spend a lot of energy and time to judge the market.

Index funds have high stability and low dependence on fund managers, which can avoid the serious impact on funds caused by changes in fund managers. The investment targets of index funds are relatively stable and transparent. The stability is higher.

The transaction share cost of index funds is low. Compared with other hybrid funds and equity funds suitable for fixed investment, the cost of index funds is the lowest, mainly reflected in management fees and custody fees. The management fee of active funds is generally 1.5%, and the custody fee is generally 0.25%, while the management fee of index funds is generally 0.5%, and the custody fee is generally 0.0 1%, although it seems that the rate difference is correct.

The fixed investment of index funds is to exchange time for space, and on the basis of balancing risks, steadily obtain the average market income.