First of all, clarify a concept. Any single investment is risky, and it is impossible to help you make money and it will always be safe, reliable and stable unless it is deposited in the bank for a fixed period, but the return on that investment is too low. If you want to invest scientifically and reasonably, you must do a good job in asset allocation. Only in this way can you gain profits steadily and avoid risks.

For example, if you have 1 million yuan, I suggest investing 4,-5, yuan in equity funds (if you are optimistic about China's economy for a long time, equity funds are a good choice. Go to the fund rating website to find one or two funds that you think have performed best in recent years, and then enter in batches), and buy them in 1-2 outstanding funds, and 2,-3, bond funds to hedge market risks.

So your investment distribution is as follows:

Equity fund: 5%

Bond fund: 2%

Gold investment: 2%

Deposit/Mobility: 1%

Of course, if you are also interested in foreign currency investment, you can take some money from the fund and buy foreign currency to preserve the value. Long-term practice has proved that the investment is feasible.