According to the relevant laws and regulations, enterprises in Beijing should take 12% of the total monthly salary as the base of individual housing provident fund deposit. At the same time, the enterprise should be fully included in the individual housing provident fund account of employees according to 20% of the average monthly salary of employees. From July 2022 1, the upper limit of Beijing housing provident fund deposit base in 2022 is 3 1884 yuan, and the lower limit of monthly deposit base is 2320 yuan. Please refer to the relevant policies for the specific deposit ratio corresponding to the upper limit of monthly deposit.
How is the deposit base of housing provident fund calculated? The calculation of the deposit base of housing provident fund includes two aspects, one is the monthly salary base of employees, and the other is the deposit base of enterprises. The specific calculation formula is: employee's individual monthly salary base × 12%+ enterprise unit deposit base × 12%= employee's individual housing provident fund deposit amount. Among them, the monthly salary base of employees and the deposit base of enterprises have upper and lower limits.
The deposit base of housing provident fund is implemented in accordance with the law and regulations, aiming at protecting the housing rights and interests of employees. Enterprises should pay the housing provident fund in accordance with the regulations to ensure that the employees' individual housing provident fund accounts are sufficient, so that employees can enjoy policy support when buying or renting houses.
Legal basis:
Article 12 of the Regulations of Beijing Municipality on the Management of Housing Provident Fund shall be fully included in the individual housing provident fund account of employees according to 20% of the average monthly salary of employees; Enterprises take 12% of the total monthly salary as the deposit base of individual housing provident fund for employees. At the same time, article 13 the monthly maximum, minimum and deposit base ratio of housing provident fund shall be implemented in accordance with the provisions of the state and this Municipality.