When investing in fund products, novice friends are most worried that once the fund is liquidated, it may cause the loss of principal, especially since 20 18, which leads to a sharp increase in the number of liquidations, and many investors are faced with the dilemma of large-scale evaporation of their funds. What about fund liquidation? Handle it like this.

What about fund liquidation?

1 Choose to switch to other products. Generally, the process in capital settlement will be longer, and funds will be frozen in the whole process. How to deal with this problem, you can choose to switch to other products under the same fund company. Fund companies are generally allowed to operate, so that you can avoid idle funds, and the same fund company will generally be exempted from additional subscription fees.

2 Apply for early redemption. According to the regulatory requirements, the announcement of corporate liquidation of fund companies is required to be announced 30 days in advance, which gives the holding investors sufficient preparation time, and they can choose to redeem the fund in advance and recover the investment principal conveniently and quickly without considering the initial investment.

3 Waiting for repayment of principal after liquidation. If you are not in a hurry, investors can also wait for the fund company to repay the principal after the liquidation of the fund, which usually lasts for one month. However, this method requires * * * to bear the liquidation expenses, and the funds during the liquidation period can only enjoy the deposit interest rate, and in addition to the previous losses, there will be gains and losses during the liquidation period.

Choosing a fund wealth management product does not mean that the risk can be ignored. We must do a good job in product evaluation in the early stage, try to choose funds with large assets and good liquidity, avoid funds with great transformation pressure, and invest in new funds cautiously.