Fixed investment is a common investment method in fund investment. Simply put, after the user chooses the fund product, he sets a specific time and a specific investment amount. At the set time, the system will automatically use the corresponding amount directly from the designated bank card account to purchase the designated fund products.

For example, if the user sets a fixed investment date from his own fund on June 16, and the fixed investment amount is 1000 yuan, and the fixed investment product is a fund product of his own choice, such as E Fund, then on June 16, the system will automatically deduct 1000 yuan from China Merchants Bank Card to purchase E Fund.

Although speaking of fixed investment, the first reaction will be the fixed investment of the fund, in fact, many investment products are fixed investment, and the general banks also have their own fixed investment products. For example, many banks have products that transfer a fixed amount from a bound bank card to a fixed deposit account every month.

The salary management launched by Alipay is actually a fixed investment product. As long as the user sets up the monthly deposit funds, selects the transfer-in time and the transfer-out bank card, the system will automatically transfer out the corresponding funds at the corresponding time. In addition, Alipay's wish savings are similar fixed investment products.

How to get the money for the fixed investment?

Any investment user is very concerned about his specific redemption situation. In fact, there is not much difference between the redemption of fixed investment funds and the redemption of one-time investment, which may only have a slight impact because of the different investment products.

If the user has made a fixed investment in the fund, then when he doesn't want to continue investing, he can redeem his own fund directly according to the steps of fund redemption and redeem all his investment funds at any time.

If users decide to invest in term products, they need to withdraw all the investment amount at one time when the investment expires. Products that are regularly invested also need to be judged according to the investment situation. If the user buys a product with a fixed expiration date, it can be redeemed at the expiration date. If the user decides to invest in a product with a fixed term, there will be a corresponding expiration time for each purchase, and all his fixed investment funds need to be redeemed in batches.

Maybe some users don't understand the above expression. Let's give an example. Generally, there are two situations:

1. The wealth management products that users have decided to invest in will expire on the fixed date of 65438+February 3 1, so any products that have been decided in batches and months before can be taken out at one time after the expiration date of 65438+February 3 1.

2. If users invest in semi-annual wealth management products, the first investment date is 65438+ 10/,then the maturity date is May 3 1, and the next investment date is February 1, then the investment maturity date is June 30, then all the invested funds can be withdrawn only after different maturity dates. Want to increase the loan amount? Pay attention to WeChat official account "Kangbo Finance" (ID: You Qianlab) and reply to "youqian" to get it.