1. Maternity allowance (salary of female employees during maternity leave);

2. Maternity medical expenses (medical examination expenses, delivery expenses, operation expenses, hospitalization expenses and medicine expenses incurred by female employees due to pregnancy and childbirth). );

3. Medical expenses for family planning operations (medical expenses incurred by workers for placing (taking out) intrauterine devices, abortion, induced labor, sterilization and recanalization operations due to family planning). );

4. Other expenses stipulated by the state and this Municipality.

Second, how is the maternity insurance fund raised?

Maternity insurance fund refers to the funds raised in a certain range according to the provisions of the state, which are mainly used for the payment of various benefits of female employees during their maternity period within the scope of maternity insurance implementation. The maternity insurance funds of state organs, institutions and people's organizations mainly come from the state budget; In addition to interest income, financial subsidy income, overdue fine, transfer income and other income, the sources of maternity insurance fund for urban enterprises are mainly maternity insurance fees levied by social insurance agencies affiliated to the administrative department of labor and social security to enterprises according to a certain proportion. Maternity insurance fund is only paid by enterprises participating in social overall planning, and individual employees do not pay. Because the maternity insurance system is related to the family planning policy, it has strong foresight and low risk.

At present, there are two ways to raise maternity insurance funds: first, enterprises pay maternity insurance premiums to local social insurance agencies according to a certain proportion of the total wages of employees; Second, according to the absolute amount per capita, the enterprise pays the insurance premium to the social insurance agency according to the stipulated fixed monthly payment per person. Maternity insurance premiums paid by enterprises are included in the management expenses of enterprises as the period expenses. The maternity insurance fund is used to pay the maternity allowance, maternity medical expenses and family planning operation expenses of the maternity workers of the insured enterprises; The local social insurance agency is responsible for management, and the financial, auditing and social insurance supervision institutions at the same level are responsible for supervision.