Pledged funds can be the investor's own or others'. Where other people's funds are pledged, they must be entrusted by the same bank. The pledgor shall go to the fund outlets purchased by the pledgor together, fill out the Application Form for Fund Pledge, and submit the account cards of the applicant and the pledgor, as well as their valid identity documents.

Article 425 of the Civil Code

In order to guarantee the performance of the debt, if the debtor or a third party transfers his chattel to the creditor for possession, if the debtor fails to perform the due debt or realize the pledge according to the agreement of the parties, the creditor has the right to be paid in priority for the chattel. The debtor or the third party specified in the preceding paragraph is the pledger, the creditor is the pledgee, and the delivered movable property is the pledged property.