Here, I recommend the Ping An Wisdom Star Project to you. Suppose you choose 15 to pay, the annual premium is 5000 yuan, and the total cost is 75000 yuan. The program has the following characteristics: flexible collection of educational reserves, smart stars at home, and worry-free tuition. When the baby 15- 17 years old, he gets 4,000 yuan as a high school education fund every year, and 18-2 1.2 million yuan as a university education fund every year. Accumulated 60,000 yuan, so that the baby can easily become a talent. After the baby graduates, the policy income is still considerable. Multiple types of insurance can be adjusted. The baby's life is wonderful, and the protection and care of the wisdom star go hand in hand. The scope of protection can be adjusted according to different risks in life stages to meet the needs of personalized protection. At the time of insurance, the basic coverage of the main insurance is 65438+ 10,000 yuan, and the basic coverage of major diseases is 80,000 yuan. After adulthood, the basic insurance coverage can be appropriately increased to cope with personal risks in the career stage; At the age of 60, the basic insurance for main insurance and additional serious illness was reduced to 6.5438+0 million yuan, and more account value was accumulated as a supplementary pension. This plan not only protects children's personal risks, but also protects adults' ability to pay. During the agreed exemption period of 15 years, when the insured unfortunately dies, is disabled or suffers from the serious illness agreed in the contract, and the children unfortunately suffer from the serious illness agreed in the contract, the remaining premium will be paid by Ping An Company to ensure the future realization of the children.
Enjoying E-Health 2020 is also a very good insurance, with the most comprehensive protection, and the maximum reimbursement amount is 6 million yuan per year. General medical care is not limited to diseases, accidents and social security. Excluding the deductible line of 654.38+ 10 million yuan/year, reasonable hospitalization expenses, outpatient service, imported drugs, targeted drugs and self-funded drugs can be reported! In addition, the maximum compensation for 100 serious diseases and12/kloc-0 rare diseases is 6 million yuan, and there is no compensation. The medical first service, the green link service for serious diseases, the tumor special medicine service and the postoperative home care service are all free. Family members can also enjoy deductibles if they buy together. For the first time, if there is no smoking history, the premium will be about 5% cheaper. If you want to be cost-effective, you can consider enjoying E Student 2020.
In fact, when choosing children's critical illness insurance for children, the protection of adults must not fall. After all, only if we have enough protection, we are the greatest protection for our children. And when we choose insurance products, the insurance company is not our first consideration. Insurance companies, big or small, don't have to worry about being unable to pay claims. With the China Banking and Insurance Regulatory Commission, you can rest assured. As parents, it is every parent's wish to give their baby enough protection. Therefore, it is urgent to configure insurance for children. The earlier the configuration, the better.