You can bring your ID card and bank card to the counter of a bank outlet to inquire about the fund statement, or you can open personal online banking to inquire about the fund statement, in which the market value and gains and losses of the fund are book gains and losses, market value-redemption fee-principal, positive numbers are profits, and negative numbers are losses, which are actual gains and losses. Personal calculation formula: redemption fee = redemption share * latest net value * redemption rate, profit and loss = redemption share * latest net value-redemption fee-principal, positive number is profit and negative number is loss. Redemption rate of prepaid funds: 0.5% for holding funds 1 year, 0.3% for holding funds 1 year and 2 years and 0.5% for holding funds1year and 2 years.