Fixed investment refers to setting the time and investment amount after the user selects the fund products. At the set time, the system will automatically put a fixed amount into the designated open-end fund. This is a common investment method in fund investment, and fixed investment is suitable for long-term financial management of working class.

The fixed investment of the fund is called lazy financial management. If you adopt the method of buying in batches, you will overcome the defects of buying and selling at one time, balance the cost and make yourself invincible in investment, that is, the fixed investment method. It is difficult for ordinary investors to grasp the right investment opportunity in time, and they often buy at the high point of the market and sell at the low point of the market. With a fixed investment, no matter how the market fluctuates, there is a fixed investment fund one day every month, and the bank automatically deducts money and automatically calculates the number of fund shares that can be purchased according to the net value of the fund. In this way, investors buy funds on schedule, and the investment cost is relatively average.

There are two ways to invest in the fund, namely, single investment and regular quota. Due to the low starting point and simple method of the fund's "fixed investment", which is also called "small investment plan" or "lazy financial management", the one-time investment income may be high, but the risk is also great. Because it avoids the influence of investors' subjective judgment on the timing of entry, the risk of fixed investment is significantly lower than that of stock investment or single fund investment.