Huabao Tianyi is a money fund. If you buy it at 100.12, if you sell it below this price the next day, you will lose money (of course, interest is not included). There is interest every day. Huabao is T+0. You can do it several times a day, and it will be a loss.

There is no handling fee. Only when you buy Huabao when the price is less than 100 yuan, you will make a guaranteed profit. At this time, you can redeem it, and the redemption price is 100 yuan for you.