Want to conduct a comprehensive analysis of a fund, we mainly start from three angles, namely, fund companies, fund managers and fund products themselves. The different aspects of these three angles are analyzed horizontally and vertically.

The first is the fund company, mainly considering the management scale, investment and research team and product characteristics of the fund company.

The management scale can reflect the management strength of fund companies to some extent. Generally speaking, we can take the management scale as the quantitative standard. You can also refer to the constantly updated rankings of fund companies.

Looking at the overall years and work experience of the investment and research team, the investment and research team with rich and stable work experience is more sensitive to changes in various markets.

Product features mainly depend on product lines and outstanding product types. If the product line is rich and complete, it can also reflect the strength of the company. At the same time, if a certain product has outstanding performance all the year round, you can also consider related funds.

Then there is the fund manager, mainly considering experience, ability circle, historical performance and so on.

The more experienced fund managers, the stronger their ability to cope with the market, and we prefer fund managers with longer working years and management years.

The ability circle determines what fund managers are good at. Every fund manager has his own competence circle, and try to choose the products in the competence circle of fund managers.

Although historical performance does not represent future income, it fully reflects the management ability of fund managers.

Next is the product itself, mainly considering the historical performance and risk control ability of the product.

The historical performance of products is a very good reference standard, which needs to be combined with short-term performance for one or two months and long-term performance for three to five years. Also need to compare with similar funds, there is a choice.

The ability to control risks is critical. We can refer to the maximum withdrawal amount and volatility of the fund and try to choose the fund with the largest withdrawal amount within our tolerance.