Fund products have gradually become the new favorite of investors. Because of its low risk and relatively acceptable return, many stable investors choose investment funds. Do you know which ones? The following is the fund subscription method _ fund subscription rules compiled by Bian Xiao, for reference only, hoping to help everyone.
What are the fund subscription methods?
First: What is fund subscription?
Fund subscription refers to the process of investors buying fund shares during the period of raising open-end funds and before the establishment of funds. When investors subscribe for funds, they should fill in relevant information at the fund sales point and deliver the subscription funds.
Second: fund subscription method
Fund subscription methods are mainly divided into offline cash subscription, online cash subscription, offline combined subscription and online combined subscription.
Third: fund subscription method
1. Subscribe at the direct sales point of Xinfa Fund Company;
2. Some new funds can be subscribed on the website of the fund company;
3. The capital account of a qualified bank can be subscribed directly at the bank counter;
4. If there is a fund account of a securities company with the qualification of new fund consignment, investors in the company's fund account can directly transfer funds into the fund account and subscribe on the trading software of the securities company;
Fourth, the difference between fund subscription and subscription.
Fund investors all know that fund purchase has a subscription period and a subscription period. The initial offering of fund shares is fund raising, and the purchase of fund shares during fund raising is called fund subscription, and the longest subscription period is one month; After the end of the raising period, investors apply to buy fund shares, which is called fund subscription. Funds bought by investors during the subscription period can only be redeemed after the closed period, but the subscription funds can be redeemed on the second working day.
Fund subscription rules
It is very important for investors who participate in the fund for the first time to make full preparations and make a good start.
First of all, you can get the prospectus of relevant funds through the website of the fund company and Securities News, or you can call the customer service phone of the fund company for consultation. Take an open-end fund as an example. Once you choose an investment fund, you can apply for opening an account, including a fund account and a fund account, at the bank outlet where the fund is sold, the business department of a securities company or the direct sales center of a fund management company. Sales outlets and outlets of the same fund have different minimum capital requirements for each account, such as 5,000 yuan for sales outlets and 654.38+10,000 yuan for direct sales outlets. If you are just an ordinary individual investor, the investment will not be great, and it is a good choice to open an account in an institution. The specific purchase procedures will be detailed in the prospectus. Purchase details can be fully communicated with the account manager in charge of sales.
The rules of fund subscription: in short, investors do not know what price they will trade when buying or redeeming. When investors purchase and redeem fund shares on the same day, the net asset value of the quoted share is the data of the previous fund open day, which is actually used. As for the net value of the fund on the trading day, investors still can't know that the fund registration system will calculate it after the market closes on the same day and announce it the next day. Therefore, investors don't know what price they will trade at the time of purchase or redemption. Deduct the subscription fee.
1. If you buy it on the fund company's website, there will be a preferential interest rate, usually 40% off.
2. As long as the fund will not be suspended because of redemption, as long as you buy the fund, you can redeem it at any time (online, and it must be a working day at the bank counter).
There are many kinds of sub-funds in the fund. In short, it can be divided into index funds, stock funds, bond funds and money funds. Conversely, the risk is reduced and the income is reduced.
Steps of fund subscription
1. Open an account. Click to view the materials and steps required for fund account opening:
2. subscribe. Individual investors need to provide the following materials to subscribe for this fund: my identity certificate; Fund account card (issued by the agency on the spot when the investor opens an account); My bank debit card in the city where the agency outlet is located (there must be enough subscription funds in the card); Completed application form for subscription of bank consignment fund (individual) When institutional investors subscribe for funds, they need to provide the following materials: fill in a complete subscription application form; Fund account card; Copy of credit voucher receipt or copy of wire transfer voucher receipt for subscription fund transfer; Original identity certificate of the agent who came to apply for subscription.
3. confirm. Investors can consult the subscription results from the fund sales organization after the fund is established, or print the transaction confirmation form at the fund sales outlets; In addition, the fund manager will mail the customer information confirmation letter and transaction confirmation letter to the investors according to the reserved address after the fund is established.
Fund subscription mode
Fund subscription methods are mainly divided into offline cash subscription, online cash subscription, offline combined subscription and online combined subscription.
Fund subscription mode
1. Subscribe at the direct sales point of Xinfa Fund Company;
2. Some newly developed funds can be subscribed on the website of the fund company;
3. The capital account of a qualified bank can be subscribed directly at the bank counter;
4. If there is a fund account of a securities company with new fund consignment qualification, investors in the fund account of the company can directly transfer the funds into the fund account and subscribe on the trading software of the securities company.