Rural Medical Insurance Policy 1. New Rural Cooperative Medical Insurance 1. What is rural medical insurance? New Rural Cooperative Medical Care, referred to as "New Rural Cooperative Medical Care", refers to a system organized, guided and supported by the government, with farmers voluntarily participating, individuals, collectives and the government

Multi-party financing, a farmers' medical mutual aid financial system focusing on serious illness coordination.

Funds are raised through individual contributions, collective support and government funding.

All rural residents whose household registration is in that place and born more than 90 days ago and urban residents who have not participated in the basic medical insurance for urban employees can participate (there is no upper age limit).

In addition, those who have participated in the urban employee basic medical insurance and student safety insurance do not need to participate in the new rural cooperative medical care.

The new rural cooperative medical system is a mutually supportive and economical medical security system created by my country's farmers themselves. It plays an important role in ensuring farmers' access to basic health services and alleviating farmers' falling into poverty due to illness and their return to poverty due to illness.

It provides a model for common problems in countries around the world, especially developing countries. It is not only welcomed by farmers at home, but also well received internationally.

2. The development history of rural cooperative medical care At the 27th World Health Assembly in May 1974, third world countries generally expressed enthusiastic concern and great interest.

The United Nations Fund for Women and Children pointed out in its 1980-1981 annual report that China's "barefoot doctor" system provided primary care in backward rural areas and provided a sample for underdeveloped countries to improve their medical and health standards.

The World Bank and the World Health Organization call my country's rural cooperative medical system "the only model for developing countries to solve health financing."

In the nearly 50 years of development, cooperative medical care has experienced the budding stage in the 1940s, the start-up stage in the 1950s, the development and peak stage in the 1960s and 1970s, the disintegration stage in the 1980s, and the recovery and restoration stage since the 1990s.

development stage.

Faced with the problems encountered in traditional cooperative medical care, the Ministry of Health organized experts to conduct a series of special studies with local health institutions, laying a solid theoretical foundation for the establishment of new rural cooperative medical care.

At the end of 1996, the Communist Party of China and the State Council held a national health work conference in Beijing. Comrade Jiang Zemin pointed out in his speech: "Many rural areas are now developing cooperative medical care, which has won the hearts of the people. The people call it "popular support project" and "people's support project".

benevolent rule?.

With the continuous development of my country's economy and society, more and more people are beginning to realize that the "three rural" issues are fundamental issues related to the overall situation of the party and the country.

Without solving the problem of farmers' medical security, we will not be able to achieve the goal of building a moderately prosperous society in an all-round way, nor can we talk about the complete establishment of a modern society.

A large amount of theoretical research and practical experience have also shown that it is imperative to establish a new cooperative medical system in rural areas.

The new rural cooperative medical system has been piloted in some counties (cities) across the country since 2003, and has gradually achieved basic coverage of rural residents across the country.

Rural medical insurance is part of my country's social security. my country's agricultural population accounts for 63.91% of the country's total population. Rural medical insurance can enable the majority of farmers to enjoy rural medical insurance. Social security is one of the important links in my country's economic construction.

Participating farmers can choose different hospitals for treatment. Generally, the principle of proximity is adopted. The reimbursement ratios of different hospitals are also different. Generally, the reimbursement ratio for inpatients is relatively large, which can be divided into chronic diseases, special diseases, and accidental injuries. Different reimbursements are adopted.

Proportion can, to a certain extent, avoid poverty caused by illness and poverty caused by illness.