1. Login to Alipay: Make sure Alipay APP is installed and you have an account. Open Alipay, enter the account number and password to log in.

2. Enter Yu 'ebao: Click the "Wealth" option on the Alipay homepage, and then click "Yu 'ebao" on the "Wealth" page.

3. Transfer out funds: Click the "Transfer Out" button at the bottom of the balance treasure page and select "Transfer Out to Bank Card" or "Transfer Out to Balance".

4. Select the transfer-out method: if you choose to transfer out to a bank card, you need to enter the bank card number and the transfer-out amount, and select the transfer-out method (quick arrival or ordinary arrival). If you choose to transfer out to the balance, just enter the transfer-out amount.

5. Confirm the transfer-out: After checking that the transfer-out information is correct, click the "Confirm Transfer-out" button to complete the transfer-out procedure.

6. Transfer-out arrival time: Depending on the choice of transfer-out method, the transfer-out arrival time to the bank card will be different. It usually takes 2 hours to arrive quickly, and the next working day is usually needed for normal arrival. The money transferred to the balance will arrive immediately.

It should be noted that when transferring money, the amount will be limited by the daily transfer limit. The specific limit may vary by account and bank. If in doubt, please consult Alipay customer service or related bank customer service.